{
  "entity": "XPayr ARC Payment Infrastructure",
  "canonical_url": "https://xpayr.com/arc",
  "last_verified": "2026-07-12",
  "summary": "XPayr turns ARC payment, liquidity and settlement primitives into non-custodial merchant checkout, treasury, payout and controlled agent workflows.",
  "arc_network_facts": {
    "architecture": "EVM-compatible Layer 1 for programmable money",
    "gas_token": "USDC",
    "finality": "Deterministic finality with a sub-second target",
    "core_surfaces": [
      "Send",
      "Bridge",
      "Swap",
      "Unified Balance",
      "Transaction Memos",
      "Batched Transactions"
    ]
  },
  "xpayr_status": {
    "testnet": "Checkout, split settlement, memo, batch and router flows verified",
    "mainnet": "Review-gated until canonical production contracts, explorer support and low-value wallet-signed pilots are verified",
    "custody": "Wallet-signed; XPayr does not treat a browser response as settlement evidence",
    "reconciliation": "Chain, token, amount, recipient and transaction proof must match before completion"
  },
  "default_fee_policy": {
    "checkout": "0.50% deducted from the payment amount",
    "bridge": "0.20% added to the bridge amount",
    "swap": "0.20% deducted from the swap amount",
    "unified_balance_spend": "0.10% added",
    "send": "Included",
    "unified_balance_deposit": "Included",
    "payout_batch": "0.10% with a 0.10 USDC minimum when atomic execution is available",
    "fee_sponsorship": "Network cost plus 10% markup; review required",
    "agent_job_settlement": "0.25%; review required",
    "app_kit_custom_fee_split": "10% ARC ecosystem share and 90% XPayr developer share"
  },
  "safety_boundaries": [
    "Never place personal data, credentials or secrets in a public transaction memo.",
    "A completed source-chain burn must not be repeated merely because destination mint confirmation is delayed.",
    "Public planners do not move funds and do not present planning estimates as guaranteed executable quotes.",
    "Agent spending remains policy-controlled and review-gated rather than unlimited and autonomous.",
    "Roadmap privacy or post-quantum capabilities are not described as current production guarantees."
  ],
  "public_tools": [
    "https://xpayr.com/tools/arc-usdc-gas-calculator",
    "https://xpayr.com/tools/arc-bridge-planner",
    "https://xpayr.com/tools/arc-swap-planner"
  ],
  "topic_pages": [
    "https://xpayr.com/arc/what-is-arc",
    "https://xpayr.com/arc/accept-usdc-payments",
    "https://xpayr.com/arc/usdc-gas-fees",
    "https://xpayr.com/arc/deterministic-finality",
    "https://xpayr.com/arc/send-stablecoins",
    "https://xpayr.com/arc/bridge-usdc",
    "https://xpayr.com/arc/crosschain-recovery",
    "https://xpayr.com/arc/swap-stablecoins",
    "https://xpayr.com/arc/unified-balance",
    "https://xpayr.com/arc/transaction-memos",
    "https://xpayr.com/arc/batch-transactions",
    "https://xpayr.com/arc/agent-payments",
    "https://xpayr.com/arc/evm-developer-integration",
    "https://xpayr.com/arc/security-and-privacy",
    "https://xpayr.com/arc/stablecoin-fx"
  ],
  "localized_hubs": {
    "en": "https://xpayr.com/arc",
    "tr": "https://xpayr.com/tr/arc",
    "ar": "https://xpayr.com/ar/arc",
    "es": "https://xpayr.com/es/arc",
    "de": "https://xpayr.com/de/arc",
    "pt": "https://xpayr.com/pt/arc",
    "fr": "https://xpayr.com/fr/arc",
    "ru": "https://xpayr.com/ru/arc"
  },
  "primary_sources": [
    "https://docs.arc.io/arc-chain",
    "https://docs.arc.io/arc/concepts/stable-fee-design",
    "https://docs.arc.io/arc/concepts/deterministic-finality",
    "https://docs.arc.io/app-kit",
    "https://docs.arc.io/app-kit/bridge",
    "https://docs.arc.io/app-kit/swap",
    "https://docs.arc.io/app-kit/unified-balance",
    "https://docs.arc.io/arc/references/transaction-memos",
    "https://docs.arc.io/arc/references/batched-transactions"
  ]
}