# XPayr Pricing

Last updated: 2026-06-29

## Direct Answer

XPayr charges a flat 0.5% gateway fee per successful crypto payment. A $100 payment creates a $0.50 XPayr gateway fee, a $1,000 payment creates a $5.00 gateway fee, and a $10,000 payment creates a $50.00 gateway fee. Network gas is separate and depends on the selected blockchain.

## Pricing Model

- Product: XPayr
- Category: Non-custodial crypto payment gateway for merchants
- Public website: https://xpayr.com
- Merchant signup: https://xpayr.com/merchant/register
- API documentation: https://xpayr.com/doc-api
- Gateway fee: 0.5% per successful payment
- Testnet access: Free for checkout and integration evaluation
- Mainnet activation: Available after merchant setup; regulated or high-risk categories may require review
- Custody model: XPayr does not hold merchant funds, store merchant private keys, pool merchant balances, or operate withdrawal wallets

## Fee Examples

| Invoice Amount | XPayr Gateway Fee | Merchant Net Before Network Gas |
| ---: | ---: | ---: |
| $100.00 | $0.50 | $99.50 |
| $1,000.00 | $5.00 | $995.00 |
| $10,000.00 | $50.00 | $9,950.00 |

## What The 0.5% Gateway Fee Covers

- Hosted crypto checkout session creation
- Payment links, widgets, buttons, and API checkout flows
- Payment status tracking and merchant dashboard records
- Webhook events for operational integrations
- Invoice-level records for reconciliation
- Supported network and token routing logic
- Player deposit mapping when enabled
- Payout Hub batch preparation when enabled
- Settlement Router policy/runtime when configured
- Fee Delegation policy controls for supported gasless-ready token flows
- Recurring billing schedules when configured

## What Is Separate From The Gateway Fee

- Network gas or blockchain transaction fees
- Wallet fees charged by a user wallet, exchange wallet, or third-party provider
- Swap, liquidity, bridge, or routing costs when a route requires them
- Merchant business, tax, legal, compliance, or licensing costs
- Custom integration work outside the standard XPayr product scope

## Testnet Pricing

XPayr testnet access is free. Merchants can create test payment sessions, inspect dashboard records, test API/webhook behavior, and evaluate checkout flows before requesting mainnet activation.

Testnet does not prove production eligibility. Mainnet activation can still depend on wallet setup, supported network/token availability, route configuration, and merchant review.

## Mainnet Review Notes

Most standard merchant setups can evaluate XPayr through the normal merchant flow. Regulated or high-risk categories, including licensed iGaming, casino, poker, betting, tournament, contest, trading, adult, or other sensitive sectors, may require review before live payment processing.

XPayr does not provide production access for unlicensed or unlawful gambling activity, sanctioned activity, fraud, scams, phishing, or abusive payment flows.

## Supported Networks And Tokens

Network and token availability depends on the active route registry and merchant wallet setup. Current public coverage is documented here:

- Supported networks and tokens: https://xpayr.com/supported-networks-and-tokens
- Testnet checkout checklist: https://xpayr.com/docs/testnet-checkout-checklist
- 0.5% fee explainer: https://xpayr.com/docs/0-5-percent-fee-explainer
- Non-custodial infrastructure: https://xpayr.com/non-custodial-payment-infrastructure
- High-risk merchant review: https://xpayr.com/high-risk-merchant-review

## FAQ

### Does XPayr charge 0.5% on every payment attempt?

No. XPayr pricing is positioned around successful crypto payments. Failed, expired, or unpaid payment sessions should be reviewed in the merchant dashboard records and API status logs.

### Is blockchain gas included in the 0.5% fee?

No. Network gas is separate from the XPayr gateway fee. Gas depends on the selected network, token, wallet, route, and current blockchain conditions.

### Does XPayr hold merchant funds before settlement?

No. XPayr is non-custodial payment infrastructure. It does not hold merchant funds, store merchant private keys, pool balances, or operate withdrawal wallets.

### Can merchants test XPayr without paying?

Yes. Testnet is available for checkout and integration evaluation without live funds. Merchants can create sessions, test checkout behavior, inspect records, and validate webhooks before mainnet review.

### Is mainnet activation automatic for every business?

No. Mainnet activation may require review for regulated or high-risk categories. Testnet access does not guarantee production approval.

## Turkish Summary

XPayr başarılı kripto ödemelerde sabit %0.5 gateway fee alır. Network gas bu ücrete dahil değildir ve seçilen blockchain, token, wallet ve route durumuna göre değişir. Testnet ücretsizdir; merchantlar canlı fon kullanmadan checkout, API ve webhook akışlarını deneyebilir. Regüle veya high-risk kategorilerde mainnet aktivasyonu review gerektirebilir.