Enterprise Cross-Border L1 · Native RLUSD & XRP

Реестр XRP Ledger (XRPL) Payment Gateway — 3-Second Native RLUSD & XRP Settlement

Operating continuously since 2012, the XRP Ledger settles institutional cross-border XRP and Ripple USD (RLUSD) transfers in 3–4 seconds for ~$0.0002 with deterministic Destination Tag invoice matching.

Open Free XRPL Altnet Testnet Workspace 🧪 Интерактивная песочница чекаута ⏱️ Finality SLA Calculator ⚖️ Compare Gas & Finality 🌐 Все 16 сетей

Chain ID / ScopeXRPL Mainnet / XRPL Altnet Testnet

Confirmation SLA3–4 seconds deterministic ledger close

Typical Network Gas~$0.0002 (fractions of a drop in XRP)

XPayr Split99.5% Merchant / 0.5% Fee

Реестр XRP Ledger (XRPL) Архитектура расчётов

Deterministic Destination Tag Reconciliation

Every XRPL checkout session encodes a unique session Destination Tag so payments settle into your cold Ledger/Xaman address with 100% automated invoice matching.

Institutional Ripple USD (RLUSD) + XRP

Accept NYDFS-regulated Ripple USD (RLUSD) trustline settlements alongside native XRP at a flat 0.5% gateway split.

3.5-Second Finality & Sub-Mil Fees

Ledger closes finalize irreversibly in 3–4 seconds without proof-of-work reorg delays or volatile smart-contract gas spikes.

Supported Wallets & Exchange QR Behavior

Кошельки: Xaman (Xumm), Ledger, Crossmark, Bifrost, Trust Wallet + Global Exchanges
Universal XRP liquidity on virtually every global exchange (Coinbase, Kraken, Bitstamp, Binance, Uphold, Bitbank) with automatic Destination Tag encoding.

Best-Fit Merchant Verticals

Cross-border B2B wholesale trade (/solutions/b2b-wholesale-trade), remittance corridors, APAC/MENA enterprise invoices, and luxury retail.

Supported Assets on Реестр XRP Ledger (XRPL)

Accept RLUSD → Accept XRP →

API v1 Session Payload (`xrpl`)

Pin preferred_network: "xrpl" or omit it so buyers can switch freely across your enabled chains.

POST https://xpayr.com/api/v1/payments
Authorization: Bearer sk_test_your_workspace_key
Content-Type: application/json

{
    "amount": "149.00",
    "currency": "USD",
    "preferred_network": "xrpl",
    "preferred_token": "RLUSD",
    "order_id": "ord_xrpl_9041",
    "underpayment_tolerance_pct": 1,
    "webhook_url": "https://merchant.example.com/webhooks/xpayr",
    "metadata": {
        "network": "xrpl",
        "settlement_split": "99.5_pct_merchant_wallet"
    }
}

⚙️ Сгенерировать код in 8 Languages 🔔 Событие Webhook Schemas

Explore All 16 Supported Блокчейн-сетьs

Solana Сеть Base (Coinbase L2) Сеть Arbitrum One Сеть Polygon PoS Основная сеть OP (Optimism) Сеть TRON (TRC-20) Сеть BNB Smart Chain (BEP-20) Основная сеть Ethereum (ERC-20) Сеть Avalanche C-Chain Сеть TON (The Open Network) Сеть Bitcoin (BTC) Сеть Circle Arc Сеть Sui Сеть Aptos Протокол NEAR

Реестр XRP Ledger (XRPL) Checkout FAQ

How does XPayr match XRPL payments without taking custody?

XPayr binds a deterministic 32-bit Destination Tag to your checkout session URI and QR code, allowing funds to land directly in your own XRPL wallet while matching webhooks automatically.

Does XPayr support Ripple USD (RLUSD) on the XRP Ledger?

Yes — enable both RLUSD (trustline asset) and native XRP on XRPL, or accept ERC-20 RLUSD on Ethereum Mainnet (/currencies/rlusd-payments).