القائمة المختصرة للبوابة

Best crypto payment gateways depend on your settlement model.

The right provider is not simply the one with the longest coin list. Compare fees, custody, settlement control, stablecoin support, API/webhook records, risk review, and whether your team wants a managed account, self-hosted server, or direct wallet checkout layer.

Fast answer

Choose XPayr when direct تسوية المحفظة matters.

XPayr is best for merchants that want checkout sessions, payment links, widgets, API/webhooks, stablecoin rails, direct تسوية المحفظة, free testnet evaluation، ورسم ثابت قدره 0.5% gateway fee.

Choose managed account

Choose account-led providers when custody/offramps are the product.

Coinbase Business, BVNK, and similar platforms may fit better when the business wants account management, fiat connectivity, custody, or enterprise payment operations.

Choose self-hosted

Choose BTCPay when infrastructure ownership is the goal.

خادم بي تي سي باي is compelling for technical teams that want open-source self-hosting and are comfortable operating their own payment server.

Comparison table

Gateway options at a glance

#Gatewayالتموضع السوقيBest forNext step
1 XPayr Direct تسوية المحفظة, دفع مزدوج (Web3 بنقرة واحدة + رمز QR للمنصات), 21-tool MCP server (@xpayr/mcp-server), AI agent commerce, API/webhooks, 0.5% gateway fee. Merchants and AI-native teams that want non-custodial checkout, direct settlement, and verifiable السجلات التشغيلية. Review
2 الآنالمدفوعات Broad crypto payment platform with many tools and currency options. Teams that want a large catalog and conversion-oriented payment suite. Review
3 CoinPayments Long-running gateway with wallet, conversion, withdrawal, and merchant tooling. Merchants that want gateway plus wallet operations. Review
4 Coinbase Business Business account ecosystem with payments, custody, trading, and offramps. Companies that want Coinbase as their crypto business platform. Review
5 بيتباي Mature provider with business crypto acceptance and fiat/crypto settlement positioning. Businesses that want a recognized payment provider and bank-settlement style flow. Review
6 خادم بي تي سي باي Open-source self-hosted payment server. Technical teams that want maximum self-hosted control. Review
7 Cryptomus Account-led crypto gateway with internal merchant balances, conversion, and payout APIs. Merchants comparing custodial processor accounts against direct non-custodial تسوية المحفظة. Review
8 CoinGate European crypto payment gateway (~1% processing fee) with fiat/crypto settlement options. Merchants comparing EU fiat bank-settlement gateways against 0.5% direct wallet routing. Review
9 Stripe Crypto Pay-with-Crypto add-on (~1.5% fee) inside US Stripe merchant accounts with fiat USD bank payouts. Existing US Stripe merchants vs global merchants wanting 0.5% on-chain USDT/USDC settlement. Review
10 Triple-A Licensed fiat-settlement crypto payment institution (~0.8%–1.0% + FX spread) for enterprise accounts. Enterprises needing bank-wire fiat offramps vs Web3/global teams keeping stablecoin treasury. Review
11 PayPal Crypto Closed-loop US PayPal consumer crypto & PYUSD checkout with custodial business balances. US consumer brands vs global merchants wanting 0.5% on-chain PYUSD/USDC/USDT direct wallet finality. Review
12 Plisio Crypto gateway with internal dashboard wallets (0.5% hosted, 1.2% white-label tier). Merchants comparing processor-held balances vs XPayr 100% non-custodial 0.5% white-label checkout. Review
13 Helio (MoonPay Commerce) Web3 & Solana creator checkout platform (2% standard fee or 1% with paid HelioX pass). Teams cutting 2% fees down to 0.5% while adding TRON TRC-20 USDT & Exchange QR transfers. Review
14 BVNK Custodial enterprise virtual-IBAN and stablecoin treasury platform with custom minimums. Enterprises comparing custodial virtual IBANs against self-custodial multisig checkout & مركز المدفوعات الصادرة. Review
15 CryptoCloud Account-balance crypto processor (0.4%–1.9% + withdrawal fees) popular in Europe/CIS. Merchants comparing processor-held balances vs XPayr 99.5% direct wallet finality. Review
16 CoinRemitter Gateway-wallet processor charging $99.99/mo Premium to unlock TRON TRC-20 USDT & ERC-20. USDT/USDC merchants saving $1,200/yr with XPayr $0/mo multi-chain self-custody. Review
17 Confirmo European custodial crypto processor (~0.8% invoicing fee + SEPA/FX settlement). Teams choosing 0.5% non-custodial USDC/EURC/USDT settlement over custodial balances. Review
18 OpenNode Custodial Bitcoin-only processor (1.0% fee) with no USDT, USDC, Solana, or EVM support. Merchants adding multi-chain USDT/USDC alongside BTC at half the fee (0.5%). Review
19 Speed (TrySpeed) Custodial Lightning & USDT account processor charging up to 1.0%. Developers switching to 0.5% non-custodial Solana, Base, Arbitrum & TRON finality. Review
20 ALFAcoins Legacy custodial processor (0.99% fee) with coin-specific minimum payout lockups. Stores cutting fees to 0.5% with $0 minimum lockups and 20 modern plugins. Review
21 ForumPay Sales-gated enterprise crypto-to-fiat bank processor (~1.0%–1.5%+ & FX spreads). Enterprises keeping 99.5% on-chain USDC/EURC/USDT with instant POS & API onboarding. Review
22 xMoney (Utrust) European custodial gateway (~1.0% fee) holding merchant funds for SEPA/wallet payouts. Stores switching to 0.5% instant self-custodial EURC, USDC & USDT across 12 chains. Review
23 Alchemy Pay Custodial fiat-to-crypto ramp and enterprise card acquirer. Merchants wanting self-serve 0.5% non-custodial crypto checkout & Exchange QR. Review
24 Radom Web3 SaaS subscription platform with feature-tiered billing pricing. SaaS & AI teams wanting flat 0.5% across subscriptions, Exchange QR, MCP & حزمة التراخيص. Review
25 Slash Web3 Payments EVM DEX-router payment protocol subject to pool liquidity and swap gas. Global teams needing 0% slippage native settlement across Solana, TRON, TON, BTC & EVM. Review
26 MoonPay Commerce Creator & Solana/EVM checkout charging 1%–2% without paid pass tiers. Merchants wanting flat 0.5% pricing from day one plus TRON, TON & Exchange QR. Review
27 Sphere (SpherePay) Solana-centric payment orchestration and KYB-gated fiat off-ramps. Self-serve global teams wanting 12-chain non-custodial parity and 24 CMS plugins. Review
28 Loop Crypto Recurring Web3 billing built on buyer ERC-20 wallet pull allowances. SaaS & AI teams wanting $0/mo + 0.5% renewals without scary unlimited ERC-20 pulls. Review
29 BoomFi Hybrid crypto checkout and account-managed fiat off-ramp platform. Teams prioritizing 100% non-custodial 99.5% direct wallet finality & MCP tools. Review
30 DePay Web3 DEX-routed wallet widget charging 1.0%–1.5% per payment. Stores cutting fees up to 67% (0.5%) while adding Binance/Bybit QR, TRON & TON. Review
31 0xProcessing Sales-gated custodial processor hot-wallet balance & sweep platform. Operators eliminating processor custody risk via 99.5% direct Player Deposits. Review
Deep dive

XPayr مقابل NOWPements

قم بالتبديل عندما تكون سجلات الخروج، والتسوية المباشرة للمحفظة، والتحكم في المسار التشغيلي أكثر أهمية من كتالوج العملات الواسع جدًا.

مقارنة مفتوحة
Deep dive

XPayr مقابل CoinPayments

قم بالتبديل عندما يكون الهدف التشغيلي عبارة عن طبقة دفع بسيطة بدلاً من مجموعة تحويل محفظة البوابة.

مقارنة مفتوحة
Deep dive

XPayr مقابل Coinbase Business / Coinbase Commerce

قم بالتبديل عندما يريد التاجر بنية تحتية عالمية للسداد دون جعل Coinbase حساب الأعمال المركزي.

مقارنة مفتوحة
Deep dive

XPayr مقابل BitPay

قم بالتبديل عندما تكون التسوية المباشرة للمحفظة ووضوح رسوم البوابة المنخفضة أكثر أهمية من عمليات مزود الدفع النقدي أولاً.

مقارنة مفتوحة
Deep dive

XPayr مقابل خادم BTCPay

قم بالتبديل عندما تكون عملية الدفع المُدارة، ومسارات العملة المستقرة، وسجلات لوحة المعلومات، والإطلاق الأسرع أكثر قيمة من الاستضافة الذاتية.

مقارنة مفتوحة
Deep dive

مقارنة XPayr مقابل Cryptomus

Switch when eliminating custodial balance freezes, withdrawal queues, and account-held funds matters most.

مقارنة مفتوحة
Deep dive

مقارنة XPayr مقابل CoinGate

Switch when cutting the 1% gateway fee to 0.5% and receiving instant on-chain USDT/USDC تسوية المحفظة outweigh bank-batch payouts.

مقارنة مفتوحة
Deep dive

مقارنة XPayr مقابل Stripe Crypto (Pay with Crypto)

Switch when you want global merchant eligibility, TRON USDT support, native stablecoin treasury retention, and a 0.5% fee instead of 1.5%.

مقارنة مفتوحة
Deep dive

مقارنة XPayr مقابل Triple-A

Switch when you want immediate API/testnet onboarding, direct stablecoin treasury control, and 0.5% flat fees without FX conversion spreads.

مقارنة مفتوحة
Deep dive

مقارنة XPayr مقابل PayPal Crypto (Pay with Crypto وPYUSD)

Switch when you want global merchant eligibility, on-chain PYUSD/USDC/USDT direct تسوية المحفظة, 0.5% fees, and zero PayPal rolling reserves or account freezes.

مقارنة مفتوحة
Deep dive

مقارنة XPayr مقابل Plisio

Switch when you want true self-custodial تسوية المحفظة (no withdrawal step), white-label branding without a 1.2% markup, and AI/MCP developer tooling.

مقارنة مفتوحة
Deep dive

مقارنة XPayr مقابل Helio (MoonPay Commerce)

Switch when paying 2% (or buying a monthly pass just to get 1%) hurts margins and your global buyers also demand TRON TRC-20 USDT and Exchange QR transfers.

مقارنة مفتوحة
Deep dive

مقارنة XPayr مقابل BVNK

Switch when you want immediate API/MCP integration, zero monthly minimums, and direct self-custodial USDT/USDC treasury control at 0.5%.

مقارنة مفتوحة
Deep dive

مقارنة XPayr مقابل CryptoCloud

Switch when you want zero processor balance custody, predictable flat 0.5% pricing without withdrawal fees, and modern OpenAPI 3.1 / MCP agent automation.

مقارنة مفتوحة
Deep dive

مقارنة XPayr مقابل CoinRemitter

Switch when paying $99.99/month just to accept USDT/USDC makes no sense and you refuse to keep funds inside processor-generated hot wallets.

مقارنة مفتوحة
Deep dive

مقارنة XPayr مقابل Confirmo

Switch when you want 100% non-custodial EURC/USDC/USDT direct تسوية المحفظة, 0.5% fees, and instant developer Testnet onboarding.

مقارنة مفتوحة
Deep dive

مقارنة XPayr مقابل OpenNode

Switch when your buyers ask for USDT, USDC, Solana, or EVM checkout and you want 0.5% non-custodial settlement instead of 1.0% custodial BTC-only processing.

مقارنة مفتوحة
Deep dive

مقارنة XPayr مقابل Speed (TrySpeed)

Switch when you want 100% non-custodial direct wallet finality across Solana, Base, Arbitrum, EURC, and TRON USDT at a flat 0.5% fee.

مقارنة مفتوحة
Deep dive

مقارنة XPayr مقابل ALFAcoins

Switch when 0.99% custodial fees, minimum payout lockups, and missing Solana/Base/L2 stablecoin rails slow down your store.

مقارنة مفتوحة
Deep dive

مقارنة XPayr مقابل ForumPay

Switch when you prefer keeping 99.5% in on-chain USDC/EURC/USDT at a 0.5% fee with instant self-serve API, POS, and SDK onboarding.

مقارنة مفتوحة
Deep dive

مقارنة XPayr مقابل xMoney (Utrust)

Switch when you want 0.5% non-custodial EURC, USDC, and USDT settlement straight to your own wallet with zero custodial account holds.

مقارنة مفتوحة
Deep dive

مقارنة XPayr مقابل Alchemy Pay

Switch when you need pure 0.5% non-custodial merchant crypto checkout, SaaS recurring billing, POS, and AI agent MCP tools.

مقارنة مفتوحة
Deep dive

مقارنة XPayr مقابل Radom

Switch when you want flat 0.5% pricing across all features, الدفع المباشر برمز QR (Binance/Bybit) conversion, 20 CMS/hosting plugins, and 21-tool MCP + A2A agent support.

مقارنة مفتوحة
Deep dive

مقارنة XPayr مقابل Slash Web3 Payments

Switch when you need TRON TRC-20 USDT, Solana USDC, TON, Bitcoin, zero DEX slippage, Exchange QR support, and 20 global e-commerce plugins.

مقارنة مفتوحة
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مقارنة XPayr مقابل MoonPay Commerce

Switch when you want flat 0.5% non-custodial crypto checkout with zero membership pass gates, TRON TRC-20 + Binance/Bybit QR, 24 CMS plugins, and AI agent MCP/x402 billing.

مقارنة مفتوحة
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مقارنة XPayr مقابل Sphere (SpherePay)

Switch when you want 100% self-custodial multi-chain settlement across 12 networks (not just Solana/select EVM), 24 ready storefront plugins, and transparent 0.5% pricing.

مقارنة مفتوحة
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مقارنة XPayr مقابل Loop Crypto

Switch when buyers refuse unlimited ERC-20 pull allowances or want to pay renewals from Binance, Bybit, TRON TRC-20, TON, Hardware Wallets, or Safe multisigs at 0.5%.

مقارنة مفتوحة
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مقارنة XPayr مقابل BoomFi

Switch when you want zero custodial middlemen, open-source v1.0.0 storefront plugins, الدفع المباشر برمز QR tolerance, and AI agent MCP + A2A v1.0 protocols.

مقارنة مفتوحة
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مقارنة XPayr مقابل DePay

Switch when 95%+ of your buyers pay in USDT, USDC, EURC, SOL, ETH, TON, or BTC — or pay from Binance/Bybit — and you refuse to pay 1.5% + DEX swap gas.

مقارنة مفتوحة
Deep dive

مقارنة XPayr مقابل 0xProcessing

Switch when treasury security demands zero processor custody, $0 sweep/withdrawal fees, instant self-serve API keys, and deterministic user_id deposit webhooks.

مقارنة مفتوحة