Crypto Card Acceptance: Streamline Your Payments with XPayr
As an online merchant, you're faced with the challenge of accepting payments from a global customer base. Traditional payment processors like Stripe and PayPal often come with hefty fees, long settlement times, and high-risk restrictions that can limit your business's growth. However, integrating crypto card acceptance through XPayr offers a modern solution with instant, borderless transactions.
XPayr is the non-custodial crypto payment gateway designed for e-commerce stores, high-risk businesses, and international enterprises. With its flat 0.5% transaction fee, instant settlement, and support for over 30 tokens across multiple chains, XPayr streamlines your payments without compromising on security or convenience.
Multi-Chain Support: Expand Your Payment Options
Crypto card acceptance through XPayr leverages the power of multiple blockchain networks to offer a wide range of payment options. From Ethereum and Binance Smart Chain (BSC) to Polygon, Arbitrum, Avalanche, Optimism, Base, and Solana, you can accept payments in tokens such as USDT, USDC, ETH, BNB, MATIC, SOL, AVAX, DAI, and more.
For instance, if a customer from the Middle East prefers to pay with BNB on BSC, or an EU-based buyer wants to use USDC on Ethereum, XPayr ensures seamless transactions without any additional complexity. This flexibility is crucial for businesses looking to expand their global reach and cater to diverse user preferences.
Instant Settlement: No More Delays
The traditional payment processors often hold funds for 1-3 days, which can be detrimental to your business's cash flow. In contrast, XPayr offers instant settlement with no holds or delays. This means you receive your funds almost immediately after a successful transaction.
For example, imagine you run an e-commerce store selling NFTs and digital collectibles. With XPayr, you can process transactions in seconds, ensuring you have the funds available to reinvest in your business or pay employees promptly. This instant access to capital is invaluable for maintaining a smooth operation and growing your customer base.
Low Fees: Protect Your Profits
The traditional payment processors often charge exorbitant fees, eating into your profits. Stripe and PayPal are known for their high transaction costs, with rates that can exceed 3% per transaction plus additional fixed fees. In contrast, XPayr charges a flat 0.5% fee, making it one of the most cost-effective solutions on the market.
To illustrate, let's consider an online store selling NFTs worth $1,000 per transaction. With Stripe, you'd pay around $34 in fees (2.9% + 30¢), while with XPayr, your fee would be just $5 ($1,000 * 0.5%). This significant difference can make a substantial impact on your bottom line and profitability.
Comparison with Traditional Payment Processors: XPayr vs Stripe/PayPal
| Feature | XPayr | Stripe | PayPal |
|---|---|---|---|
| Fees | 0.5% | 2.9%+30¢ | 3.49%+49¢ |
| Settlement Time | Instant | 2-7 days | 1-3 days |
| Chargebacks | No chargebacks | Yes, but limited | Yes, but limited |
| High-risk merchants | Accepted | Rejected | Limited acceptance |
| Custodial model | No, non-custodial | Yes, custodial | Yes, custodial |
In summary, XPayr offers a transparent and cost-effective solution compared to traditional payment processors. With its flat 0.5% fee, instant settlement, and non-custodial architecture, XPayr ensures that your business remains profitable while providing customers with fast, secure payments.
Frequently Asked Questions
A: Yes, XPayr offers a hosted checkout page (pay.xpayr.com) that can be integrated with minimal effort. Additionally, the xpayr.js SDK provides Stripe-like integration for developers looking to embed payment functionality directly into their platforms.
A: XPayr uses HMAC-SHA256 webhook signatures and API key authentication with public and secret key pairs. This ensures that all communication is secure, and only authorized parties can access your payment data.
A: No, XPayr operates on a flat 0.5% transaction fee with no hidden charges or monthly subscriptions. The pricing remains consistent and predictable.
A: Absolutely! XPayr supports over 30 tokens across multiple blockchain networks, making it ideal for international enterprises looking to accept borderless payments without currency conversion.
A: Yes, XPayr accepts and caters to high-risk merchants such as adult content providers, IPTV services, social media marketing (SMM), and gambling. These categories are often restricted or outright banned by traditional processors.
Get Started with XPayr Today
Ready to take your business to the next level? Sign up for XPayr at xpayr.com. With its non-custodial architecture, multi-chain support, and low fees, XPayr is the modern solution you need to accept crypto payments instantly and securely.