XMR

Accept Monero (XMR) Payments

Offer your customers the highest level of financial privacy with Monero's untraceable payments.

Start accepting XMR View API Docs

0.5%

Gateway fee

30+

Supported tokens

7+

Blockchain networks

24/7

Always-on settlement

What is Monero (XMR)?

Monero (XMR) is the leading privacy-focused cryptocurrency. It uses advanced cryptography to ensure that transactions are untraceable.

Supported Networks: Monero Mainnet
4-step flow

How do XMR payments work?

Accept Monero payments through XPayr in four simple steps.

1

Create merchant account

Sign up on XPayr and configure your wallet address for XMR settlement.

2

Integrate payment flow

Use API, plugins, payment links, or widgets to add XMR checkout to your site.

3

Customer pays with XMR

Customer selects Monero at checkout. XPayr generates a payment invoice with real-time pricing.

4

Receive to your wallet

Once confirmed on-chain, the payment is settled directly to your personal XMR wallet.

Why accept Monero payments?

Compelling reasons to add XMR as a payment option for your business.

Complete Privacy

Monero uses ring signatures and stealth addresses to make transactions completely untraceable by default.

Fungible Currency

Every XMR is identical and interchangeable. No coin can be blacklisted based on its transaction history.

ASIC Resistant

Monero's algorithm ensures fair mining distribution, keeping the network decentralized and community-driven.

create-payment.js 
const response = await fetch('https://api.xpayr.com/v1/payment', {
  method: 'POST',
  headers: {
    'x-api-key': YOUR_API_KEY,
    'Content-Type': 'application/json'
  },
  body: JSON.stringify({
    price_amount: 100,
    price_currency: 'usd',
    pay_currency: 'xmr',
    order_id: 'ORDER-001'
  })
});

const payment = await response.json();
// payment.pay_address  → Send XMR here
// payment.pay_amount   → Exact XMR amount

How to accept Monero payments

  1. Sign up Create your free XPayr merchant account.
  2. Add your XMR wallet Enter your Monero wallet address for settlement.
  3. Generate API key Create an API key from your merchant dashboard.
  4. Choose integration method Use API, plugins, invoices, or payment buttons.
  5. Start accepting XMR! Go live and let customers pay with Monero.
Create merchant account
FAQ

Monero Payment Questions

Everything you need to know about accepting XMR payments through XPayr.

Monero (XMR) is a privacy-centric cryptocurrency that hides sender, receiver, and amount information by default.

Customers who value financial privacy choose Monero because it does not expose transaction details publicly.

Yes. Monero is a legitimate cryptocurrency. Privacy is a security feature, and many global businesses accept XMR.

Monero has a 2-minute average block time. Transactions are typically confirmed within 2-10 minutes.

Yes. XMR can be converted via exchanges. XPayr settles payments directly to your Monero wallet.

Ready to accept Monero payments?

Create your free merchant account and start accepting XMR in minutes. No monthly fees, transparent pricing, direct wallet settlement.

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