Direct Exchange QR · 6s On-Chain Polling · 1% (Max $0.50) Tolerance

Convert Every Exchange & Mobile Crypto Buyer — Zero Wallet Extension Required.

Web3-only checkouts lose over half of global stablecoin buyers who hold USDT and USDC inside Binance, Bybit, OKX, Coinbase, Kraken, or mobile wallets. XPayr pairs 1-Click Web3 signing with non-custodial Direct Exchange QR verification — without custodial middleman accounts.

1 · Network Guardrails

Explicit Chain & Token Callouts

Clear visual warnings distinguish TRON TRC-20, BNB BEP-20, Base, Arbitrum, Polygon, and Solana SPL before the user scans — preventing wrong-network withdrawals.

2 · Tolerance Engine

1% (Max $0.50) Fee Absorption

When an exchange deducts a small withdrawal fee on a $100 transfer ($99.50 landed), XPayr auto-completes the order via payment.underpaid_accepted instead of stranding the customer.

3 · Non-Custodial Finality

Zero Exchange Vendor Lock-In

Unlike Binance Pay or Coinbase Commerce closed loops, XPayr QR codes work with any wallet or exchange worldwide and settle straight into your own self-custodial wallet at 0.5%.

Direct Exchange QR & Mobile Checkout FAQ

Can customers pay an XPayr checkout directly from Binance, Bybit, OKX, or Coinbase without MetaMask?

Yes! Over 60% of global retail stablecoin holders keep funds on centralized exchanges rather than browser extensions. XPayr Dual Checkout displays a network-explicit Direct Exchange QR tab alongside 1-Click Web3 Pay so any exchange mobile app can scan and send.

What happens when an exchange deducts a $0.30 or $0.50 withdrawal fee from the sent amount?

Traditional crypto gateways leave the order stuck in "partially paid" limbo, forcing manual support refunds. XPayr applies configurable 1% (capped at $0.50 USD) underpayment tolerance — automatically resolving qualifying transfers as payment.underpaid_accepted.

Can I use XPayr QR payments at a physical store, restaurant, hotel, or event booth?

Yes. XPayr includes a zero-hardware Browser Crypto POS Terminal (/pos and /tools/crypto-pos-simulator) that generates instant order QR codes on any tablet or phone.