Benchmark all 9 XPayr settlement rails side by side for your exact average order value and monthly transaction count — comparing buyer gas, confirmation speed, ERC-2612 Gasless Permit support, and 99.5% net merchant take-home.
| Chain / Rail | Primary Stablecoins | Est. Buyer Gas / Tx | Monthly Buyer Gas | Finality | Gasless Permit | Merchant Net / Tx |
|---|
Solana (~$0.001), Base (~$0.004), Optimism (~$0.005), Polygon PoS (~$0.006), Arbitrum One (~$0.008), Circle Arc (~$0.01 native USDC gas), and BNB Smart Chain (~$0.04) deliver sub-5-cent buyer transaction costs, making them ideal for $5–$100 SaaS, AI API, and e-commerce orders.
TRON TRC-20 remains the #1 global retail corridor for centralized exchange USDT withdrawals across MENA, APAC, and LATAM, while Ethereum Mainnet is favored by institutional B2B buyers settling $5,000–$250,000+ USDC/USDT/EURC treasury invoices where $1.20 in gas is negligible.
No. XPayr charges the exact same flat 0.5% (50 bps) gateway fee across every supported chain — Base, Arbitrum, Optimism, Polygon, BSC, Solana, TRON, Bitcoin, Ethereum, and Circle Arc — with $0 monthly and $0 withdrawal fees.
Adjust your average order size, monthly transaction volume, and sort preference, then click Copy Shareable Report Link to copy a stateful URL (?amount=...&txs=...&sort=...).
Model your recurring 30% RevShare and CPA earnings across referred merchants and volume.
Fee savingsCompare your current processor cost with XPayr flat 0.5% gateway pricing.
Network choiceChoose the right stablecoin rail across TRON, Ethereum, Solana, Polygon, and BNB Chain.
Launch readinessScore whether your business is ready for links, widgets, API checkout, and mainnet review.
Settlement designModel accepted assets, preferred settlement asset, routing complexity, and operational controls.
Checkout previewWalk through session creation, wallet payment, confirmation, webhook, and reconciliation.
Developer QAGenerate sample payment events, headers, HMAC signatures, and verification snippets locally.
No-code embedCustomize an embeddable multi-chain crypto checkout button with live modal preview and HTML/React snippets.
AI Agent QAExecute live JSON-RPC 2.0 tool calls against https://xpayr.com/api/mcp and inspect all 21 AI agent tools.
Agent guardrailsModel per-tx limits, daily caps, auto-approval thresholds, and chain whitelists for autonomous AI commerce agents.
License Kit QASimulate cryptographic wallet-bound software licenses for extensions, plugins, and SaaS with @xpayr/extension-kit (v0.2.0).
Treasury payoutsModel non-custodial multi-recipient payouts (10 to 5,000 wallets), gas savings, and JSON manifests for XPayr Payout Hub.
Zero chargebacksCalculate annual profit lost to card chargebacks, $15-$25 dispute fees, and rolling reserves vs XPayr 0.5% non-custodial finality.
B2B invoicingBuild itemized B2B USDT/USDC invoices, preview 99.5% direct wallet splits, and copy ready-to-run API v1 & MCP session payloads.
Retail & POSSimulate in-person retail & hospitality counter bills with optional tips, instant QR checkout, and 0.5% split vs card FX fees.
CFO & ERP auditGenerate balanced QuickBooks CSV, Xero CSV, and NetSuite JSON journal entries with 99.5% / 0.5% splits and tx_hash proofs.
Exchange QR QAModel Binance/Bybit/OKX withdrawal fee deductions against XPayr 1% (max $0.50) tolerance and preview underpaid_accepted webhooks.
XPayr · Built on Arc NetworkEstimate an Arc Testnet transaction budget in USDC using the gas inputs you provide. This XPayr tool is a planner, not a Mainnet quote.
XPayr · Built on Arc NetworkPlan a USDC route into or out of Arc Testnet, separate the bridge amount from the XPayr operation fee and continue to wallet-signed execution.
XPayr · Built on Arc NetworkPreview a same-chain stablecoin conversion, slippage budget and XPayr operation fee before requesting an executable quote.
@xpayr/mcp-serverAll form inputs on this tool automatically sync to the page URL query string for one-click team sharing or autonomous AI execution.