Readiness checker

Find the fastest safe path to accepting crypto payments.

Score your checkout readiness and get a practical launch path: payment link, widget, API integration, mainnet review, or advanced settlement planning.

Merchant profile

Readiness score

0/100

Recommended path-
Review level-
    Best next step after a score?Create a testnet checkout and verify the session, payment status, fee math, and webhook log before mainnet.
    Open testnet account

    What does the readiness score mean?

    The score estimates how prepared a merchant is to launch crypto checkout based on wallet setup, integration path, webhook needs, volume, and operational review requirements.

    Does a low score block testnet usage?

    No. Testnet is free and useful even when a business still needs to complete wallet, API, or operational setup.

    When is mainnet review needed?

    Mainnet activation is reviewed for licensed or higher-risk sectors, high volumes, and advanced settlement requirements.

    Partner revenue

    Partner & Affiliate Earnings Calculator

    Model your recurring 30% RevShare and CPA earnings across referred merchants and volume.

     Fee savings

    Crypto Payment Fee Calculator

    Compare your current processor cost with XPayr flat 0.5% gateway pricing.

     Network choice

    USDT Network Cost Estimator

    Choose the right stablecoin rail across TRON, Ethereum, Solana, Polygon, and BNB Chain.

     Settlement design

    Stablecoin Settlement Planner

    Model accepted assets, preferred settlement asset, routing complexity, and operational controls.

     Checkout preview

    Testnet Checkout Simulator

    Walk through session creation, wallet payment, confirmation, webhook, and reconciliation.

     Developer QA

    Webhook Tester

    Generate sample payment events, headers, HMAC signatures, and verification snippets locally.

     No-code embed

    Crypto Payment Button Generator

    Customize an embeddable multi-chain crypto checkout button with live modal preview and HTML/React snippets.

     AI Agent QA

    Interactive MCP Server Playground

    Execute live JSON-RPC 2.0 tool calls against https://xpayr.com/api/mcp and inspect all 21 AI agent tools.

     Agent guardrails

    AI Agent Spending Policy Simulator

    Model per-tx limits, daily caps, auto-approval thresholds, and chain whitelists for autonomous AI commerce agents.

     License Kit QA

    ES256 Wallet License Verifier

    Simulate cryptographic wallet-bound software licenses for extensions, plugins, and SaaS with @xpayr/extension-kit (v0.2.0).

     Treasury payouts

    Batch Payout & Treasury Dispersion Planner

    Model non-custodial multi-recipient payouts (10 to 5,000 wallets), gas savings, and JSON manifests for XPayr Payout Hub.

     Zero chargebacks

    Chargeback & Dispute Loss ROI Calculator

    Calculate annual profit lost to card chargebacks, $15-$25 dispute fees, and rolling reserves vs XPayr 0.5% non-custodial finality.

     B2B invoicing

    Crypto Invoice & Payment Link Studio

    Build itemized B2B USDT/USDC invoices, preview 99.5% direct wallet splits, and copy ready-to-run API v1 & MCP session payloads.

     Retail & POS

    Crypto POS & QR Register Simulator

    Simulate in-person retail & hospitality counter bills with optional tips, instant QR checkout, and 0.5% split vs card FX fees.

     CFO & ERP audit

    Crypto Accounting & ERP Export Simulator

    Generate balanced QuickBooks CSV, Xero CSV, and NetSuite JSON journal entries with 99.5% / 0.5% splits and tx_hash proofs.

     Exchange QR QA

    Exchange Fee & Underpayment Tolerance Simulator

    Model Binance/Bybit/OKX withdrawal fee deductions against XPayr 1% (max $0.50) tolerance and preview underpaid_accepted webhooks.

     9-Chain Benchmark

    Multi-Chain Gas, Finality & Net Treasury Comparator

    Rank Base, Arbitrum, Optimism, Polygon, Solana, BNB Chain, TRON TRC-20, Ethereum, and Circle Arc by gas cost, finality, and 99.5% net take-home.

     8-Stack Codegen

    Multi-Language API & Webhook Code Generator

    Generate zero-placeholder checkout, HMAC-SHA256 webhook, HTTP 402 paywall, and ES256 license snippets across 8 stacks (Node.js, Python, PHP, Go, Rust, Ruby, Next.js, cURL).

     HTTP 402 & AI APIs

    HTTP 402 API Paywall & x402.json Builder

    Design 402 Payment Required machine paywalls, /.well-known/x402.json manifests, and offline ES256 JWKS middleware for Express, Next.js, FastAPI, and Cloudflare Workers.

     On-Chain Split Audit

    Atomic 99.5% / 0.5% Smart Split Visualizer

    Inspect exact token integer base units, Rabby/MetaMask balance simulation deltas, and Transfer event logs vs custodial deposit-sweep gas costs.

     SaaS Retention ROI

    SaaS Subscription Churn & Decline Recovery Calculator

    Quantify annual ARR rescued from cross-border card declines, 3.9%+ FX/MoR fees, and subscription disputes by adding XPayr 0.5% USDC/USDT billing.

     15-Min Provider Switch

    Legacy Gateway Webhook & API Payload Translator

    Convert NOWPayments, Coinbase Commerce, BitPay, Cryptomus, CoinPayments, or Stripe Crypto payloads into XPayr REST v1 JSON and HMAC-SHA256 middleware.

     CFO & Multisig Security

    Corporate Multisig & Cold-Vault Treasury Planner

    Map 99.5% direct settlement into Safe{Wallet}, Solana Squads v4, Ledger cold storage, and Fireblocks MPC vaults with L2 contract checks and $0 sweep gas.

     MiCA & Regional Rails

    EU MiCA & Global Stablecoin Rail Selector

    Match EEA/EU MiCA, UK, US, APAC, LATAM, and MENA buyer corridors to optimal EURC, USDC, USDT, PYUSD, and RLUSD non-custodial rails.

     Gasless EIP-712 QA

    ERC-2612 Gasless Permit & EIP-712 Inspector

    Generate canonical EIP-712 domain separators, contract versions, and off-chain Permit payloads for USDC, EURC, PYUSD, and DAI across 7 gasless networks.

     16-Chain Finality SLA

    16-Chain Block Confirmation & Finality SLA Calculator

    Calculate optimal confirmation depth, zero-conf mempool policies, and webhook latency across Sui, Aptos, Solana, NEAR, Base, Arbitrum, TRON, XRPL, ETH, and BTC.

     Checkout CRO Lift

    Dual Checkout & Cart Abandonment Recovery Estimator

    Quantify annual GMV rescued by combining in-page modals, ERC-2612 Gasless Permit, and 1% (max $0.50) Direct Exchange QR underpayment tolerance.

     XPayr · Built on Arc Network

    USDC Gas Calculator for Arc Testnet by XPayr

    Estimate an Arc Testnet transaction budget in USDC using the gas inputs you provide. This XPayr tool is a planner, not a Mainnet quote.

     XPayr · Built on Arc Network

    USDC Bridge Planner for Arc Testnet by XPayr

    Plan a USDC route into or out of Arc Testnet, separate the bridge amount from the XPayr operation fee and continue to wallet-signed execution.

     XPayr · Built on Arc Network

    Stablecoin Swap Planner for Arc Testnet by XPayr

    Preview a same-chain stablecoin conversion, slippage budget and XPayr operation fee before requesting an executable quote.
    Shareable State & AI / MCP Automation

    Share this exact calculation or run it inside Claude, Cursor & VS Code via @xpayr/mcp-server

    All form inputs on this tool automatically sync to the page URL query string for one-click team sharing or autonomous AI execution.

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