Why do global AI & SaaS companies suffer 8%โ22% involuntary card churn?
International subscribers in LATAM, APAC, MENA, Turkey, and Eastern Europe frequently use prepaid, virtual, or non-USD debit cards that fail cross-border 3DS2 re-authentication, hit bank FX blocks, or expire monthly. Offering USDC/USDT renewals via XPayr recovers subscribers whose bank cards fail.