99.5%
Creator net payout
Digital creators lose up to 12% of revenue to 5% + $0.50 Merchants of Record and post-download card chargebacks. Deliver instant files and ES256 licenses with irreversible crypto finality.
Creator net payout
Post-download chargebacks
Offline wallet JWTs
Flat gateway fee
XPayr empowers digital download stores, plugin vendors, template shops, and indie hackers to accept USDT, USDC, SOL, ETH, and BTC at a flat 0.5% fee with instant webhook file delivery and ES256 License Kit (/license-kit).
Sell $5 templates or $499 lifetime software bundles profitably in 180+ markets.
Replace leaked serial keys with @xpayr/extension-kit JWT licenses verified offline against /.well-known/jwks.json (/license-kit).
Embed xpayr-pay-button.js on any Framer, Webflow, Astro, Next.js, or WordPress page in 60 seconds (/payment-button).
Native open-source integrations for WooCommerce (/plugins/woocommerce) and Easy Digital Downloads (/plugins/easy-digital-downloads).
Accept $5β$25 digital products effortlessly on Solana, Base, Arbitrum, Polygon, and TON.
Go live with zero backend servers using hosted buy links or automate with signed webhooks.
Set your USD price, download URL or License Kit slug, and self-custodial receiving wallets.
Global buyers complete Dual Checkout in seconds without card country blocks.
Unlock the download or ES256 entitlement automatically on blockchain finality.
Why indie hackers and plugin studios add XPayr alongside or instead of MoRs.
A 5% + $0.50 MoR takes $1.25 (8.3% of gross) on every $15 sale. XPayr charges $0.075 (0.5% flat, $0 fixed fee) β letting you keep $14.925 directly in your wallet.
Confirmed on-chain crypto payments are cryptographically final and irreversible β eliminating "friendly fraud" disputes and $15β$25 processor dispute penalties.
Yes. Use XPayr License Kit (/license-kit) and @xpayr/extension-kit to verify wallet-bound ES256 JWTs offline.
Yes. Generate a no-code button snippet in /tools/payment-button-generator.
Connect Claude Desktop, Cursor, Windsurf, ChatGPT Actions, or custom backend agents directly to XPayr using our 21-tool Model Context Protocol server (@xpayr/mcp-server) or zero-install Remote JSON-RPC 2.0 endpoint (https://xpayr.com/api/mcp). Create payment sessions, verify TxIDs across EVM, TRON, and Solana, and reconcile webhooks with a flat 0.5% gateway fee and 100% non-custodial wallet settlement.
POST https://xpayr.com/api/mcp
Direct JSON-RPC 2.0 tool invocation for xpayr_create_payment_session and xpayr_calculate_gateway_fee.
npx -y @xpayr/mcp-server
Published on npm alongside @xpayr/node-sdk@0.2.0, @xpayr/extension-kit@0.2.0, and @xpayr/payment-evidence@0.2.0.
Model your creator revenue increase on /license-kit and launch in minutes.