Accept USDT, USDC, PYUSD, BTC, SOL & ETH straight to your wallet.
Support how real global buyers pay: 1-Click Web3 Wallet Checkout for MetaMask, Rabby, Phantom, and TronLink users plus Direct Exchange QR Transfers for Binance, OKX, Bybit, and Coinbase senders — all settling 99.5% directly to your own treasury addresses.
Accept Tether USD Payments
World #1 B2B & retail settlement stablecoin with Dual Checkout Exchange QR tolerance.
Accept USD Coin Payments
Institutional USD-backed digital dollar for SaaS, AI agents, and treasury settlement.
Accept PayPal USD Payments
Accept PayPal USD globally on low-cost Solana & Ethereum rails with 99.5% direct wallet finality.
Accept Dai Stablecoin Payments
Decentralized over-collateralized USD stablecoin favored by DeFi-native and Web3 buyers.
Accept Bitcoin Payments
Accept high-ticket borderless Bitcoin payments with zero chargeback risk and explorer proof.
Accept Ethereum Payments
Native Ether checkout across mainnet and sub-cent Layer-2 rollups via Web3 1-Click Pay.
Accept Solana Payments
Sub-second confirmation finality and ultra-low network fees for high-velocity digital commerce.
Accept TRON Payments
Fast native TRON checkout and gas delegation compatibility across global emerging markets.
Accept BNB Payments
Tap millions of Binance ecosystem and Trust Wallet buyers with low-cost BEP-20 finality.
Accept Toncoin Payments
Frictionless crypto checkout for Telegram mini-apps, digital communities, and global creators.
Accept Avalanche Payments
Near-instant EVM C-Chain finality ideal for gaming studios, SaaS, and digital marketplaces.
Accept Arbitrum Payments
Leading Ethereum Layer-2 rollup ecosystem with sub-$0.02 gas fees and deep liquidity.
Accept Polygon Payments
Battle-tested low-fee EVM checkout rail widely supported by retail wallets and exchanges.
Accept Litecoin Payments
Fast, reliable low-fee peer-to-peer payment rail trusted by hosting and e-commerce buyers.
Accept Monero Payments
Privacy-preserving cryptocurrency payment rail for eligible privacy-first software and cloud services.
Accept Cardano Payments
Accept ADA from one of the largest global staking communities with deterministic invoice tracking.
Accept Dogecoin Payments
Delight retail buyers, streamers, and charity donors with low-fee Dogecoin checkout.
Accept Shiba Inu Payments
Accept SHIB community payments for merchandise, gaming, and creator campaigns.
Frequently Asked Questions — Supported Cryptocurrencies
Which stablecoin and network combination has the lowest cost on XPayr?
USDC on Base, Arbitrum, Polygon, Solana, or Circle Arc and USDT on BSC (BEP-20) or Polygon typically cost under $0.01–$0.05 in network gas, while TRON TRC-20 USDT remains the #1 choice for buyers sending directly from centralized exchanges. Compare live gas math in our USDT Network Cost Estimator (/tools/usdt-network-cost-estimator).
Does XPayr hold or auto-convert incoming tokens in a custodial pool?
No. XPayr is 100% non-custodial. Confirmed payments route 99.5% directly to your configured merchant wallet in the accepted token (with optional non-custodial Swap & Bridge tooling at /swap-bridge).
What happens if an exchange user deducts withdrawal fees from a USDT or USDC transfer?
XPayr includes a configurable underpayment tolerance engine (defaulting up to 1% / max $0.50 on eligible Exchange QR flows) and emits payment.underpaid_accepted webhooks so orders fulfill smoothly (/developers/underpaid-overpaid-handling).
Can AI agents query supported currencies and live token decimals programmatically?
Yes. Call xpayr_list_supported_networks via POST https://xpayr.com/api/mcp or GET /api/v1/networks to inspect active chain IDs, contract addresses, and token decimals in real time.