Whether you ship AI agent APIs, run a global WooCommerce brand, operate a multi-vendor marketplace, or manage a licensed gaming platform, XPayr settles 99.5% directly to your own wallet across EVM, TRON TRC-20, Solana, and Circle Arc with zero chargebacks and zero rolling reserves.
Eliminate cross-border card declines and 3.4% FX fees with 1-click Web3 checkout, Exchange QR transfers, and 6 official open-source store plugins.
Automate global subscription renewals, seat upgrades, and cryptographic ES256 wallet-bound software licenses without processor account holds.
Monetize inference endpoints, MCP servers, and autonomous AI workflows using HTTP 402 paywalls, policy-guarded agent wallets, and 21 MCP tools.
Accept global buyer stablecoins with 99.5% direct settlement and disburse multi-recipient vendor/creator payouts via non-custodial Payout Hub.
Provision servers and bandwidth instantly upon confirmed USDT, USDC, BTC, LTC, or XMR payment events without fraudulent card chargebacks.
Settle high-ticket international bookings and in-person resort/restaurant bills in seconds without $35 wire delays or 120-day card dispute exposure.
Power low-latency microtransactions, battle passes, and tournament prize disbursements across low-gas L2s, Solana, TRON, and Circle Arc.
Generate shareable crypto invoices and payment buttons in 60 seconds with zero coding, zero monthly minimums, and 99.5% direct wallet receipt.
Accept borderless crypto donations with transparent on-chain transaction traceability, hosted campaign pages, and direct multisig treasury settlement.
Streamline global trader funding, analytics subscriptions, and verified payout workflows with deterministic invoice states and mainnet compliance review.
Collect verifiable multi-chain contributions and issue cryptographic node or tier entitlements directly to participant wallets.
Dedicated Player Deposits, Fee Delegation, and Payout Hub infrastructure exclusively for verified, licensed operators approved through Mainnet Review.
Every legitimate team can open a free XPayr account and validate API sessions, checkout UX, and HMAC webhooks on Testnet immediately. Standard SaaS, e-commerce, and creator businesses activate smoothly, while regulated verticals (such as licensed iGaming or financial platforms) pass through our documented High-Risk Merchant Review (/high-risk-merchant-review) prior to mainnet processing.
No. XPayr charges the same transparent 0.5% (50 bps) gateway fee across supported industries with $0 monthly fees and $0 rolling reserves, and offers custom volume tiers starting at $250K+/mo (/enterprise).
Yes. A single merchant workspace includes Hosted Checkout, Embeddable Payment Buttons, B2B Invoices (/invoices), Crypto POS (/pos), Recurring Billing (/recurring-billing), ES256 License Kit (/developers/license-kit), Mass Payouts (/payouts), and the 21-tool MCP Server (/api/mcp).
Every confirmed session stores the invoice reference, fiat benchmark, token amount, 99.5% / 0.5% split, network ID, and immutable transaction hash ready for QuickBooks, Xero, or NetSuite export (/accounting).