Model how much net profit your business loses to friendly fraud, $15–$25 card dispute penalties, 3.5%+ cross-border processing fees, and frozen rolling reserves — and see how much working capital you unlock by shifting volume to XPayr's 0.5% non-custodial checkout.
Blockchain transactions signed by the customer wallet are cryptographically final once confirmed on-chain. Unlike card networks where an issuing bank can forcibly reverse funds months later and charge a $15 to $25 dispute fee, on-chain USDT, USDC, and SOL settlements cannot be reversed by third-party intermediaries.
No. Traditional high-risk and cross-border card processors often freeze 5% to 10% of merchant gross volume for 90 to 180 days as a rolling reserve. XPayr is 100% non-custodial: 99.5% of every payment settles directly to your wallet immediately.
Yes. Every input in this calculator automatically syncs with the page URL query string via Copy Shareable Report Link, and AI agents can invoke xpayr_calculate_gateway_fee_and_split via POST https://xpayr.com/api/mcp to compare card processing costs against XPayr flat 0.5% settlement.
Model your recurring 30% RevShare and CPA earnings across referred merchants and volume.
Fee savingsCompare your current processor cost with XPayr flat 0.5% gateway pricing.
Network choiceChoose the right stablecoin rail across TRON, Ethereum, Solana, Polygon, and BNB Chain.
Launch readinessScore whether your business is ready for links, widgets, API checkout, and mainnet review.
Settlement designModel accepted assets, preferred settlement asset, routing complexity, and operational controls.
Checkout previewWalk through session creation, wallet payment, confirmation, webhook, and reconciliation.
Developer QAGenerate sample payment events, headers, HMAC signatures, and verification snippets locally.
No-code embedCustomize an embeddable multi-chain crypto checkout button with live modal preview and HTML/React snippets.
AI Agent QAExecute live JSON-RPC 2.0 tool calls against https://xpayr.com/api/mcp and inspect all 21 AI agent tools.
Agent guardrailsModel per-tx limits, daily caps, auto-approval thresholds, and chain whitelists for autonomous AI commerce agents.
License Kit QASimulate cryptographic wallet-bound software licenses for extensions, plugins, and SaaS with @xpayr/extension-kit (v0.2.0).
Treasury payoutsModel non-custodial multi-recipient payouts (10 to 5,000 wallets), gas savings, and JSON manifests for XPayr Payout Hub.
XPayr · Built on Arc NetworkEstimate an Arc Testnet transaction budget in USDC using the gas inputs you provide. This XPayr tool is a planner, not a Mainnet quote.
XPayr · Built on Arc NetworkPlan a USDC route into or out of Arc Testnet, separate the bridge amount from the XPayr operation fee and continue to wallet-signed execution.
XPayr · Built on Arc NetworkPreview a same-chain stablecoin conversion, slippage budget and XPayr operation fee before requesting an executable quote.
@xpayr/mcp-serverAll form inputs on this tool automatically sync to the page URL query string for one-click team sharing or autonomous AI execution.