Webhook Tester & HMAC-SHA256 Suite

Build bulletproof webhook verification before your first testnet event.

Simulate XPayr webhook events (including 1% underpayment tolerance & License Kit events), compute real-time X-XPayr-Signature HMAC-SHA256 digests, and copy verification code for Node.js, PHP, Python, Go, or MCP.

1. Configure Webhook Event

2. Signed HTTP Headers & Digest

HMAC-SHA256 Digest -
Gateway Fee (0.5%) $1.25
Net Settlement $248.75

            

Ready-to-Run Terminal cURL Command


        

3. Raw JSON Webhook Payload


        

4. Verification Code


        
Pro Tip: You can also invoke xpayr_generate_webhook_signature_test directly inside Claude Desktop, Cursor, or via POST https://xpayr.com/api/mcp to automate webhook QA in your CI/CD pipeline.

Does this tester send a live HTTP request to my server?

No. Everything runs locally in your browser using the Web Crypto API. You can copy the generated cURL command to dispatch the signed payload from your own terminal to localhost or staging.

Which webhook events should my integration handle?

At minimum, handle payment.completed, payment.underpaid_accepted (when within the 1% / max $0.50 USD exchange withdrawal tolerance), payment.failed, and license.issued for software licensing flows.

Can AI agents generate and verify webhook test vectors via MCP?

Yes. Both @xpayr/mcp-server and the remote endpoint https://xpayr.com/api/mcp provide the xpayr_generate_webhook_signature_test tool for automated QA.

Partner revenue

Partner & Affiliate Earnings Calculator

Model your recurring 30% RevShare and CPA earnings across referred merchants and volume.

Fee savings

Crypto Payment Fee Calculator

Compare your current processor cost with XPayr flat 0.5% gateway pricing.

Network choice

USDT Network Cost Estimator

Choose the right stablecoin rail across TRON, Ethereum, Solana, Polygon, and BNB Chain.

Launch readiness

Crypto Payment Readiness Checker

Score whether your business is ready for links, widgets, API checkout, and mainnet review.

Settlement design

Stablecoin Settlement Planner

Model accepted assets, preferred settlement asset, routing complexity, and operational controls.

Checkout preview

Testnet Checkout Simulator

Walk through session creation, wallet payment, confirmation, webhook, and reconciliation.

No-code embed

Crypto Payment Button Generator

Customize an embeddable multi-chain crypto checkout button with live modal preview and HTML/React snippets.

AI Agent QA

Interactive MCP Server Playground

Execute live JSON-RPC 2.0 tool calls against https://xpayr.com/api/mcp and inspect all 21 AI agent tools.

Agent guardrails

AI Agent Spending Policy Simulator

Model per-tx limits, daily caps, auto-approval thresholds, and chain whitelists for autonomous AI commerce agents.

License Kit QA

ES256 Wallet License Verifier

Simulate cryptographic wallet-bound software licenses for extensions, plugins, and SaaS with @xpayr/extension-kit (v0.2.0).

Treasury payouts

Batch Payout & Treasury Dispersion Planner

Model non-custodial multi-recipient payouts (10 to 5,000 wallets), gas savings, and JSON manifests for XPayr Payout Hub.

Zero chargebacks

Chargeback & Dispute Loss ROI Calculator

Calculate annual profit lost to card chargebacks, $15-$25 dispute fees, and rolling reserves vs XPayr 0.5% non-custodial finality.

B2B invoicing

Crypto Invoice & Payment Link Studio

Build itemized B2B USDT/USDC invoices, preview 99.5% direct wallet splits, and copy ready-to-run API v1 & MCP session payloads.

Retail & POS

Crypto POS & QR Register Simulator

Simulate in-person retail & hospitality counter bills with optional tips, instant QR checkout, and 0.5% split vs card FX fees.

CFO & ERP audit

Crypto Accounting & ERP Export Simulator

Generate balanced QuickBooks CSV, Xero CSV, and NetSuite JSON journal entries with 99.5% / 0.5% splits and tx_hash proofs.

Exchange QR QA

Exchange Fee & Underpayment Tolerance Simulator

Model Binance/Bybit/OKX withdrawal fee deductions against XPayr 1% (max $0.50) tolerance and preview underpaid_accepted webhooks.

9-Chain Benchmark

Multi-Chain Gas, Finality & Net Treasury Comparator

Rank Base, Arbitrum, Optimism, Polygon, Solana, BNB Chain, TRON TRC-20, Ethereum, and Circle Arc by gas cost, finality, and 99.5% net take-home.

8-Stack Codegen

Multi-Language API & Webhook Code Generator

Generate zero-placeholder checkout, HMAC-SHA256 webhook, HTTP 402 paywall, and ES256 license snippets across 8 stacks (Node.js, Python, PHP, Go, Rust, Ruby, Next.js, cURL).

HTTP 402 & AI APIs

HTTP 402 API Paywall & x402.json Builder

Design 402 Payment Required machine paywalls, /.well-known/x402.json manifests, and offline ES256 JWKS middleware for Express, Next.js, FastAPI, and Cloudflare Workers.

On-Chain Split Audit

Atomic 99.5% / 0.5% Smart Split Visualizer

Inspect exact token integer base units, Rabby/MetaMask balance simulation deltas, and Transfer event logs vs custodial deposit-sweep gas costs.

SaaS Retention ROI

SaaS Subscription Churn & Decline Recovery Calculator

Quantify annual ARR rescued from cross-border card declines, 3.9%+ FX/MoR fees, and subscription disputes by adding XPayr 0.5% USDC/USDT billing.

15-Min Provider Switch

Legacy Gateway Webhook & API Payload Translator

Convert NOWPayments, Coinbase Commerce, BitPay, Cryptomus, CoinPayments, or Stripe Crypto payloads into XPayr REST v1 JSON and HMAC-SHA256 middleware.

CFO & Multisig Security

Corporate Multisig & Cold-Vault Treasury Planner

Map 99.5% direct settlement into Safe{Wallet}, Solana Squads v4, Ledger cold storage, and Fireblocks MPC vaults with L2 contract checks and $0 sweep gas.

MiCA & Regional Rails

EU MiCA & Global Stablecoin Rail Selector

Match EEA/EU MiCA, UK, US, APAC, LATAM, and MENA buyer corridors to optimal EURC, USDC, USDT, PYUSD, and RLUSD non-custodial rails.

Gasless EIP-712 QA

ERC-2612 Gasless Permit & EIP-712 Inspector

Generate canonical EIP-712 domain separators, contract versions, and off-chain Permit payloads for USDC, EURC, PYUSD, and DAI across 7 gasless networks.

16-Chain Finality SLA

16-Chain Block Confirmation & Finality SLA Calculator

Calculate optimal confirmation depth, zero-conf mempool policies, and webhook latency across Sui, Aptos, Solana, NEAR, Base, Arbitrum, TRON, XRPL, ETH, and BTC.

Checkout CRO Lift

Dual Checkout & Cart Abandonment Recovery Estimator

Quantify annual GMV rescued by combining in-page modals, ERC-2612 Gasless Permit, and 1% (max $0.50) Direct Exchange QR underpayment tolerance.

XPayr · Built on Arc Network

USDC Gas Calculator for Arc Testnet by XPayr

Estimate an Arc Testnet transaction budget in USDC using the gas inputs you provide. This XPayr tool is a planner, not a Mainnet quote.

XPayr · Built on Arc Network

USDC Bridge Planner for Arc Testnet by XPayr

Plan a USDC route into or out of Arc Testnet, separate the bridge amount from the XPayr operation fee and continue to wallet-signed execution.

XPayr · Built on Arc Network

Stablecoin Swap Planner for Arc Testnet by XPayr

Preview a same-chain stablecoin conversion, slippage budget and XPayr operation fee before requesting an executable quote.

Shareable State & AI / MCP Automation

Share this exact calculation or run it inside Claude, Cursor & VS Code via @xpayr/mcp-server

All form inputs on this tool automatically sync to the page URL query string for one-click team sharing or autonomous AI execution.

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