Can XPayr route 99.5% of customer checkouts directly into a corporate multisig or cold wallet?
Yes. Because XPayr settles on-chain at the moment of checkout without intermediary hot-wallet pooling, you can assign Safe{Wallet} (/wallets/safe-multisig), Squads (/wallets/squads), Ledger (/wallets/ledger), or Fireblocks (/wallets/fireblocks) addresses directly.
Why does this planner warn about EVM Layer-2 Safe{Wallet} address reuse?
Unlike externally owned accounts (EOAs like Ledger/MetaMask), a Safe{Wallet} is a smart contract. Before routing Base, Arbitrum, or Optimism USDC to a Safe address, verify that your Safe contract is deployed at that exact address on each active Layer-2 chain.
Do multisig signers need to be online when customers complete orders?
Never. Inbound ERC-20, SPL, TRC-20, and UTXO settlements land automatically inside your vault; M-of-N hardware signatures are only required when your finance team disburses funds outbound.