Collect 24/7 borderless USD and EUR revenue without crypto price volatility, T+3 SWIFT delays, or 3.5% international card declines. XPayr settles 99.5% directly into your own Safe multisig or hardware wallet at a flat 0.5% fee.
US/UK/EU/APAC B2B SaaS, AI agent x402 API paywalls, Safe multisig treasuries & ERP audits.
Supported Networks: Base, Arbitrum, Solana, Polygon, OP Mainnet, Avalanche, Ethereum, Circle Arc, BSC
Gas Model: Supported (EIP-2612 Permit + Native Arc Gas)
Global emerging markets (LATAM, MENA, APAC), Exchange QR retail checkouts, hosting & player deposits.
Supported Networks: TRON (TRC-20), BNB Smart Chain (BEP-20), Solana, Arbitrum, Polygon, OP, TON, Avalanche, Ethereum
Gas Model: Standard Payer / Exchange QR Tolerance (1% max $0.50)
European B2B invoices, Euro-denominated SaaS plans, and MiCA-conscious corporate treasuries (/compliance).
Supported Networks: Base, Avalanche, Ethereum, Circle Arc
Gas Model: Supported (EIP-2612 Permit)
US consumer digital goods, Solana ultra-low-fee checkouts, and fintech ecosystems.
Supported Networks: Solana, Ethereum
Gas Model: Sub-cent Solana SPL execution
Web3-native DAOs, developer tooling, privacy-respecting VPS/VPN services, and DeFi treasuries.
Supported Networks: Arbitrum, OP Mainnet, Polygon, Base, BSC, Ethereum
Gas Model: Supported (Permit)
Custodial crypto-to-fiat processors charge 1.0%–2.0% plus hidden 1.5%–3.0% FX spreads and hold funds for T+2 bank wires. XPayr settles 99.5% of every USDC, EURC, or USDT payment directly into your corporate multisig in ~2 seconds with 0% FX slippage.
Use XPayr Smart Settlement Router (/settlement-router) and Stablecoin Settlement Planner (/tools/stablecoin-settlement-planner) to pin preferred token/network combinations in checkout and consolidate cross-chain USDC via /usdc-bridge.
Yes. Every completed payment separates the 99.5% net asset debit and 0.5% gateway expense with immutable tx_hash links, ready for CSV/JSON export (/accounting and /tools/crypto-accounting-export-simulator).