Sub-Account Attribution Β· Zero Hot-Wallet Sweeping

Instant Crypto Player Deposits & Prepaid Account Top-Ups.

Credit user wallets, SaaS AI compute balances, gaming accounts, and trading sub-ledgers in seconds β€” without generating thousands of custodial deposit addresses or paying sweep gas fees. Every session maps player_id / account_id directly to a verified on-chain receipt while settling 99.5% into your treasury wallet.

$0Sweep gas overhead
0.5%Flat deposit gateway fee
0%Stolen-card chargebacks
IdempotentUnique tx_hash + event_id

1. Simulate User Top-Up Metadata

2. Session Payload & Idempotent Ledger Credit


        
No Sweep Friction

Eliminate TRX & ETH Consolidation Gas

Custodial per-user deposit wallets force operators to fund gas into empty addresses just to sweep $20–$100 deposits. XPayr settles directly into your treasury address on payment confirmation.

Replay-Proof

Idempotent Ledger Credit Protection

Every webhook includes a unique event_id, session_id, and immutable blockchain tx_hash so duplicate webhook retries never double-credit a user balance.

Round-Trip Treasury

Pair Inbound Deposits with Payout Hub

Collect user deposits at 0.5% and disburse verified creator rewards, tournament prizes, or affiliate withdrawals to 5,000+ wallets via XPayr Payout Hub.

Player Deposits & Account Top-Ups FAQ

How does XPayr Player Deposits map an on-chain crypto transfer to a specific user balance?

When your backend creates a payment session via POST /api/v1/payments, you attach structured metadata such as player_id, account_id, tenant_id, or deposit_tier. Once on-chain finality is confirmed, XPayr delivers a signed HMAC-SHA256 webhook echoing those exact identifiers alongside received_amount and tx_hash so your ledger credits the right user in seconds.

Why is XPayr safer than managing thousands of custodial per-user deposit hot wallets?

Generating and sweeping thousands of per-user hot wallets exposes your platform to private-key compromises, TRON TRX / ETH gas-sweeping overhead, and custodial balance liabilities. XPayr settles 99.5% directly into your designated treasury or cold/multisig wallet per session while keeping user attribution 100% deterministic.

What happens if a user withdraws $100 USDT from Binance and $99.80 arrives due to exchange fees?

With XPayr Dual Checkout and configurable underpayment tolerance (up to 1%, capped at $0.50 USD), the session settles automatically via payment.underpaid_accepted and reports both invoice_amount (100.00) and received_amount (99.80) β€” letting your platform credit either exact net received or full face value.

Which industries use XPayr Player & Account Deposit workflows?

AI & LLM inference platforms selling prepaid compute credits, VPS/GPU cloud hosts, Web3 & desktop gaming studios, prop-trading & analytics platforms, and compliance-reviewed licensed iGaming operators (/solutions/igaming).