Marketplace crypto checkout and global vendor payouts, simplified.

Collect buyer payments across 7+ networks at 0.5% and settle hundreds of international sellers, creators, or affiliates directly from your own treasury wallet.

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5,000+

Batch payout wallets

7+

Supported networks

0%

Chargeback liability

0.5%

Gateway fee

Short answer

XPayr equips digital marketplaces, freelance platforms, and creator networks with Dual Checkout (Web3 + Exchange QR) on the inbound side and non-custodial Batch Payouts (/payouts) for up to 5,000+ recipient wallets on the outbound side.

Platform Stack

Inbound checkout + outbound vendor disbursements in one stack.

Eliminate $35 SWIFT wire fees, cross-border card fraud, and processor rolling reserves across your entire seller network.

Order-Linked Checkout Sessions

Attach order IDs, seller references, and basket metadata to every API v1 checkout session.

Non-Custodial Batch Payout Hub

Prepare CSV/JSON seller disbursements and sign batch USDT/USDC payouts directly from your treasury wallet.

Zero Dispute & Reserve Drag

Protect marketplace margins from friendly-fraud chargebacks and 10%–15% custodial processor reserves.

ERP & Ledger Reconciliation

Export itemized transaction hashes, 0.5% gateway splits, and seller payout records to QuickBooks, Xero, or NetSuite.

3-step flow

Capture buyer stablecoins.
Disburse sellers globally.

Run high-margin global platform commerce without becoming a custodial bank.

1

Connect platform treasury

Register your multisig or hardware settlement addresses across EVM, TRON, and Solana.

2

Accept buyer checkout

Create hosted or modal sessions via POST /api/v1/payments and fulfill on HMAC webhook confirmation.

3

Batch-pay global vendors

Model gas dispersion in /tools/batch-payout-planner and sign scheduled vendor payouts via Payout Hub.

FAQ

Questions about marketplace crypto payments & payouts

What platform operators ask before replacing wire and card rails.

No. Inbound buyer payments settle 99.5% directly to your configured wallet, and outbound vendor payouts are signed directly from your own wallet via Payout Hub.

Batch stablecoin disbursements on Base, Arbitrum, Polygon, or Solana typically cost cents per recipient in network gas compared with $25–$45 international bank wires.

Yes. Dual Checkout supports both 1-Click Web3 wallets and Direct Exchange QR transfers with configurable withdrawal fee tolerance.

Use XPayr webhook metadata and CSV/JSON exports (/accounting and /tools/crypto-accounting-export-simulator) to match every invoice ID with its immutable on-chain tx_hash.

AI Agent Commerce & MCP Automation

Automate Crypto Checkout with AI Agents, Remote MCP & OpenAPI 3.1.0

Connect Claude Desktop, Cursor, Windsurf, ChatGPT Actions, or custom backend agents directly to XPayr using our 21-tool Model Context Protocol server (@xpayr/mcp-server) or zero-install Remote JSON-RPC 2.0 endpoint (https://xpayr.com/api/mcp). Create payment sessions, verify TxIDs across EVM, TRON, and Solana, and reconcile webhooks with a flat 0.5% gateway fee and 100% non-custodial wallet settlement.

⚡ Zero-Install Remote MCP POST https://xpayr.com/api/mcp

Direct JSON-RPC 2.0 tool invocation for xpayr_create_payment_session and xpayr_calculate_gateway_fee.

📦 Official NPM & SDKs npx -y @xpayr/mcp-server

Published on npm alongside @xpayr/node-sdk@0.2.0, @xpayr/extension-kit@0.2.0, and @xpayr/payment-evidence@0.2.0.

Scale global marketplace checkout and seller payouts at 0.5%.

Test inbound checkout and outbound batch payout modeling free on Testnet.

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