Pay-with-Cryptocurrency-Guide
Why Pay with Cryptocurrency?
Online businesses face numerous pain points when it comes to traditional payment methods. Long settlement times, unpredictable fees, and account bans are just a few. Cryptocurrency offers a solution that bypasses these issues. With XPayr, you can accept payments instantly and securely in multiple cryptocurrencies without the risk of chargebacks or freezing.
XPayr is designed for modern businesses, providing a seamless integration experience with industry-leading features like multi-chain support, flat 0.5% fees, and non-custodial architecture. Whether you're an e-commerce store looking to expand your payment options or a high-risk merchant rejected by traditional processors, XPayr offers the flexibility and security you need.
Benefits of Using XPayr for Cryptocurrency Payments
- No Custodial Risk: XPayr is non-custodial, meaning that funds go directly to your wallet via smart contracts. This ensures you maintain control over your funds at all times.
- Instant Settlement: Unlike traditional payment processors that hold payments for 3-5 business days or more, XPayr provides instant settlement. Payments arrive in seconds, ensuring you have access to funds immediately.
- Multichain Support: Accept cryptocurrencies across multiple chains including Ethereum, BSC, Polygon, Arbitrum, Avalanche, Optimism, Base, and Solana. XPayr supports over 30 tokens like USDT, USDC, ETH, BNB, MATIC, SOL, AVAX, DAI, and more.
- Flat Transaction Fee: Pay only a flat 0.5% transaction fee with no hidden charges or monthly subscriptions. This makes XPayr an attractive option for businesses looking to maximize their profits.
Comparing XPayr to Traditional Payment Processors
| Feature | XPayr | Stripe | PayPal | BitPay |
|---|---|---|---|---|
| Fees | 0.5% | 2.9% + 30¢ | 3.49% + 49¢ | 1-2% |
| Settlement Time | Instant | 2-7 days | 1-3 days | 1-3 days |
| Chargebacks | No chargebacks (transactions are irreversible) | Yes, costly for merchants | Yes, costly for merchants | No chargebacks |
| High-Risk Merchant Category | Accepted (including adult content, IPTV, SMM, gambling) | Rejected or restricted | Restricted | Limited support |
| Custodial Architecture | No | Yes (funds held by Stripe) | No | Mixed |
XPayr offers a superior alternative to traditional payment processors. With its non-custodial architecture, instant settlement, and flat 0.5% fees, XPayr is the perfect choice for modern businesses looking to streamline their payment processes.
Developer-Friendly Integration Tools
XPayr provides several developer-friendly tools that make integrating cryptocurrency payments into your online store a breeze. The xpayr.js SDK allows you to integrate payment functionality with just two lines of code, making it ideal for developers who want a quick and easy solution. Additionally, XPayr offers an API v1 for full payment lifecycle management, HMAC-SHA256 webhook signatures for secure notifications, and hosted checkout pages that require zero integration effort.
With XPayr, you can also embed a payment widget or use popup modes to seamlessly integrate cryptocurrency payments into any website. WooCommerce, PrestaShop, and Magento plugins are available to help you get started quickly without manual coding.
Frequently Asked Questions (FAQs)
- Q: What is the transaction fee for XPayr?
- A: XPayr charges a flat 0.5% transaction fee, making it one of the most cost-effective options available.
- Q: Can I accept multiple cryptocurrencies with XPayr?
- A: Yes, XPayr supports over 30 tokens including USDT, USDC, ETH, BNB, MATIC, SOL, AVAX, DAI, and more. You can accept payments in any of these cryptocurrencies.
- Q: Is XPayr secure?
- A: Absolutely! XPayr uses smart contract-based payment splitting to ensure that funds are securely distributed at the time of payment. Additionally, it offers API key authentication and rate limiting to protect against unauthorized access.
- Q: Can I use XPayr for both e-commerce stores and high-risk merchants?
- A: Yes, XPayr accepts payments from both e-commerce stores and high-risk merchants like adult content, IPTV, SMM, gambling, and more. Traditional payment processors often reject such businesses due to perceived risk.
Conclusion
In conclusion, XPayr offers a comprehensive solution for businesses looking to accept cryptocurrency payments. With its non-custodial architecture, instant settlement, and flat 0.5% fees, it stands out as the most reliable and cost-effective option available today.
Whether you're an e-commerce store or a high-risk merchant, XPayr can help you expand your payment options while maintaining control over your funds. To learn more about how to get started with XPayr, visit their official website at https://xpayr.com.