Feature XPayr Stripe Coinbase Commerce BitPay NOWPayments

Supported Blockchains

Base, BSC, Polygon Limited (Ethereum, Bitcoin) Bitcoin, Ethereum, others Bitcoin, Bitcoin Cash, 13 coins 150+ cryptocurrencies

Transaction Fees

1.5% to 0.1% (dynamic) ~2.9% + $0.30 1% flat Up to 1.9% 0.4% to ~1% with conversion

Instant Payouts

Yes, real-time No, 2-3 days No, network-dependent No, daily settlements Yes, delays with conversions

No-Code Integration

Yes, MetaMask, widgets No, API-based Yes, Shopify, WooCommerce Partial Yes, WooCommerce, Shopify

Stablecoin Support

USDC, USDT, BUSD Limited Limited options Limited Extensive

Language Support

12 languages 40+ countries, limited crypto English-focused English-focused Multiple, unspecified count

Security

AML/KYC, smart contracts PCI, third-party crypto Self-custody recommended Moderate, support issues Non-custodial, user control

E-commerce Compatibility

High Moderate High Moderate High

Global Reach

Stablecoins, multilingual 40+ countries, crypto restricted Limited countries Limited support Broad, some restrictions
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