Every Major Stablecoin & Crypto Network Under One API.
Stop maintaining fragmented RPC listeners, custodial sweep scripts, and per-chain webhook parsers. XPayr unifies 16 high-velocity Layer-1 and Layer-2 blockchains behind a single non-custodial API, Dualer Checkout modal, and 0.5% flat fee.
Solana
Solana delivers ~400ms block slots and ~$0.0005 transaction costs, making SPL USDC and USDT ideal for AI SaaS credits, HTTP 402 API paywalls, digital downloads, gaming storefronts, and retail POS.
Base-Netzwerk (Coinbase L2)
Built on the OP Stack and backed by Coinbase ecosystem distribution, Base combines ~$0.004 L2 fees, native Circle USDC & EURC contracts, and ERC-2612 Gasless-Permit checkout for global SaaS and AI agents.
Arbitrum One Netzwerk
Arbitrum One Netzwerk holds the deepest EVM Layer-2 stablecoin liquidity across DeFi and Web3 enterprises. Accept native USDC, USDT0/USDT, DAI, ETH, and ARB with ~1s confirmations and 99.5% direct wallet finality.
Polygon PoS Netzwerk
Polygon PoS Netzwerk powers millions of retail Web3 wallets, gaming passes, and emerging-market stablecoin transfers. XPayr brings 0.5% atomic settlement and ERC-2612 gasless permits to Chain ID 137.
OP Mainnet-Netzwerk (Optimism)
Anchor your Superchain commerce stack on OP Mainnet (Chain-ID 10). Accept native USDC, USDT, DAI, ETH, and OP with 2-second confirmations, ERC-2612 Permit sponsorship, and 99.5% direct wallet finality.
TRON-Netzwerk (TRC-20)
TRON TRC-20 processes over half of global retail USDT transfers across LATAM, MENA, CIS, and Southeast Asia. XPayr pairs TronLink 1-Click Pay with 6-second Exchange QR verification and automatic 1% (max $0.50) fee tolerance.
BNB Smart Chain Netzwerk (BEP-20)
BNB Smart Chain (Chain-ID 56) is the preferred low-fee EVM withdrawal rail for tens of millions of Binance and Trust Wallet users worldwide, offering $0.03 gas fees and 3-second confirmations.
Ethereum-Mainnet (ERC-20)
For high-ticket B2B invoices ($2,500–$500,000+), enterprise software contracts, and Safe multisig treasuries, Ethereum Mainnet remains the canonical institutional settlement layer — at a flat 0.5% XPayr fee vs 2.9%–3.9% wires/cards.
Avalanche C-Chain Netzwerk
Avalanche C-Chain Netzwerk delivers true ~1-second deterministic finality without optimistic challenge windows, supporting native Circle USDC & EURC, Tether USDT, and AVAX at a flat 0.5% fee.
TON-Netzwerk (The Open Network)
Reach 950M+ Telegram users natively with TON and official Tether Jetton USDT checkout. Pair XPayr TON settlement with our Telegram Bot & Mini App integration (/plugins/telegram) at 0.5% vs 30% app-store cuts.
Bitcoin-Netzwerk (BTC)
Accept native Bitcoin directly into your own hardware wallet or multisig treasury without running dedicated full-node infrastructure or surrendering custody to 1% processors.
Circle Arc Netzwerk
XPayr ships a dedicated Circle Arc operations suite (/arc): pay network gas directly in USDC (eliminating volatile gas-token management for CFOs), bridge cross-chain liquidity via CCTP, and export audit-ready payment evidence.
Sui-Netzwerk
Sui combines Mysticeti DAG consensus with an object-centric Move execution model to deliver ~400ms finality and sub-cent fees. XPayr routes native Circle USDC and SUI directly to your non-custodial Sui wallet at a flat 0.5% split.
Aptos-Netzwerk
Powered by Block-STM parallel Move execution, Aptos delivers sub-second finality and ultra-low gas fees for both native Tether USDT and native Circle USDC. XPayr settles 99.5% straight to your Aptos wallet at a flat 0.5% fee.
NEAR-Protokoll
NEAR Nightshade sharding delivers ~1.2-second finality, human-readable named accounts (merchant.near), and native USDC + USDT liquidity for AI agent commerce, consumer apps, and global SaaS.
XRP-Ledger-Netzwerk (XRPL)
Operating continuously since 2012, the XRP Ledger settles institutional cross-border XRP and Ripple USD (RLUSD) transfers in 3–4 seconds for ~$0.0002 with deterministic Destination Tag invoice matching.
| Netzwerk | Chain ID / Scope | Finality SLA | Typical Network Fee | Gasless-Permit | Supported Assets |
|---|---|---|---|---|---|
| Solana | mainnet-beta / devnet |
1–2 seconds (~400ms slot) | ~$0.0005 (paid in SOL) | Standard Payer/QR | USDC, USDT, PYUSD, SOL |
| Base-Netzwerk (Coinbase L2) | 8453 (Mainnet) / 84532 (Base Sepolia) |
~2 seconds | ~$0.003–$0.006 | Supported | USDC, EURC, ETH, BASE |
| Arbitrum One Netzwerk | 42161 (Mainnet) / 421614 (Arbitrum Sepolia) |
1–2 seconds (sequencer soft-confirm) | ~$0.006–$0.01 | Supported | USDC, USDT, DAI, ETH, ARB |
| Polygon PoS Netzwerk | 137 (Mainnet) / 80002 (Polygon Amoy) |
2–4 seconds | ~$0.004–$0.008 (paid in POL) | Supported | USDC, USDT, DAI, POL |
| OP Mainnet-Netzwerk (Optimism) | 10 (Mainnet) / 11155420 (OP Sepolia) |
~2 seconds | ~$0.004–$0.008 | Supported | USDC, USDT, DAI, ETH, OP |
| TRON-Netzwerk (TRC-20) | TRON Mainnet / Shasta Testnet |
3–6 seconds | TRX / Energy (payer or exchange withdrawal) | Standard Payer/QR | USDT, TRX |
| BNB Smart Chain Netzwerk (BEP-20) | 56 (Mainnet) / 97 (BSC Testnet) |
~3 seconds | ~$0.02–$0.04 (paid in BNB) | Standard Payer/QR | USDT, USDC, DAI, BNB |
| Ethereum-Mainnet (ERC-20) | 1 (Mainnet) / 11155111 (Sepolia) |
12–24 seconds (1–2 blocks) | ~$0.40–$2.50 (network congestion dependent) | Supported | USDC, USDT, EURC, PYUSD, DAI, ETH |
| Avalanche C-Chain Netzwerk | 43114 (Mainnet) / 43113 (Fuji Testnet) |
1–2 seconds (deterministic Snowman) | ~$0.015–$0.03 (paid in AVAX) | Supported | USDC, USDT, EURC, AVAX |
| TON-Netzwerk (The Open Network) | TON Mainnet / TON Testnet |
~5 seconds | ~$0.01–$0.02 (paid in TON) | Standard Payer/QR | USDT, TON |
| Bitcoin-Netzwerk (BTC) | Bitcoin Mainnet / Testnet |
Zero-conf risk-scored (<$100) or 1–3 blocks | Dynamic sat/vB miner fee | Standard Payer/QR | BTC |
| Circle Arc Netzwerk | Circle Arc (Mainnet-Ready / Arc Testnet Live) |
~1 second deterministic finality | Paid natively in USDC (~$0.002) | Supported | USDC, EURC |
| Sui-Netzwerk | Sui Mainnet / Sui Testnet |
~400 milliseconds (Mysticeti DAG) | ~$0.001–$0.003 (paid in SUI) | Standard Payer/QR | USDC, SUI |
| Aptos-Netzwerk | Aptos Mainnet (1) / Aptos Testnet (2) |
<1 second deterministic finality | ~$0.0005–$0.002 (paid in APT) | Standard Payer/QR | USDC, USDT, APT |
| NEAR-Protokoll | NEAR Mainnet / NEAR Testnet |
~1.2 seconds (Nightshade Sharding) | ~$0.001 (paid in NEAR) | Standard Payer/QR | USDC, USDT, NEAR |
| XRP-Ledger-Netzwerk (XRPL) | XRPL Mainnet / XRPL Altnet Testnet |
3–4 seconds deterministic ledger close | ~$0.0002 (fractions of a drop in XRP) | Standard Payer/QR | RLUSD, XRP |
Multi-Chain Architecture FAQ
How many blockchain networks does XPayr support with a single API integration?
One XPayr API v1 or 1-line Pay Button integration unlocks 16 Layer-1 and Layer-2 blockchain networks — Solana, Base, Arbitrum One Netzwerk, Polygon PoS Netzwerk, OP Mainnet, TRON-Netzwerk (TRC-20), BNB Smart Chain, Ethereum Mainnet, Avalanche C-Chain Netzwerk, TON, Bitcoin, Circle Arc, Sui-Netzwerk, Aptos, NEAR-Protokoll, and XRP-Ledger-Netzwerk (XRPL) — mit direkter Abwicklung von 99.5% directly to your non-custodial wallets.
Which networks support ERC-2612 Gasless-Permit checkout?
Base, Arbitrum One Netzwerk, Polygon PoS Netzwerk, OP Mainnet, Ethereum Mainnet, Avalanche C-Chain Netzwerk, and Circle Arc support gasless/native-USDC permit flows (/gasless) on eligible token contracts so buyers never abandon carts due to missing native gas.
Which chains convert highest for global retail vs B2B SaaS?
TRON TRC-20 and BNB Smart Chain BEP-20 lead emerging-market and Exchange QR retail volume, TON leads Telegram Mini Apps, Solana, Sui, Aptos, NEAR, and Base lead AI/SaaS & developer tools, and Ethereum + Arbitrum + XRPL + Circle Arc lead high-ticket corporate B2B treasury settlements.
Does XPayr charge different gateway fees per blockchain?
Never. XPayr charges a single transparent 0.5% (50 bps) gateway fee across every supported network, with $0 setup, $0 monthly subscription, and $0 custodial withdrawal fees.