Enterprise Cross-Border L1 · Native RLUSD & XRP

Libro Mayor XRP (XRPL) Payment Gateway — 3-Second Native RLUSD & XRP Settlement

Operating continuously since 2012, the XRP Ledger settles institutional cross-border XRP and Ripple USD (RLUSD) transfers in 3–4 seconds for ~$0.0002 with deterministic Destination Tag invoice matching.

Open Free XRPL Altnet Testnet Workspace 🧪 Sandbox interactivo de Checkout ⏱️ Finality SLA Calculator ⚖️ Compare Gas & Finality 🌐 Las 16 Redes

Chain ID / ScopeXRPL Mainnet / XRPL Altnet Testnet

Confirmation SLA3–4 seconds deterministic ledger close

Typical Network Gas~$0.0002 (fractions of a drop in XRP)

XPayr Split99.5% Merchant / 0.5% Fee

Libro Mayor XRP (XRPL) Arquitectura de Liquidación

Deterministic Destination Tag Reconciliation

Every XRPL checkout session encodes a unique session Destination Tag so payments settle into your cold Ledger/Xaman address with 100% automated invoice matching.

Institutional Ripple USD (RLUSD) + XRP

Accept NYDFS-regulated Ripple USD (RLUSD) trustline settlements alongside native XRP at a flat 0.5% gateway split.

3.5-Second Finality & Sub-Mil Fees

Ledger closes finalize irreversibly in 3–4 seconds without proof-of-work reorg delays or volatile smart-contract gas spikes.

Supported Wallets & Exchange QR Behavior

Billeteras: Xaman (Xumm), Ledger, Crossmark, Bifrost, Trust Wallet + Global Exchanges
Universal XRP liquidity on virtually every global exchange (Coinbase, Kraken, Bitstamp, Binance, Uphold, Bitbank) with automatic Destination Tag encoding.

Best-Fit Merchant Verticals

Cross-border B2B wholesale trade (/solutions/b2b-wholesale-trade), remittance corridors, APAC/MENA enterprise invoices, and luxury retail.

Supported Assets on Libro Mayor XRP (XRPL)

Accept RLUSD → Accept XRP →

API v1 Session Payload (`xrpl`)

Pin preferred_network: "xrpl" or omit it so buyers can switch freely across your enabled chains.

POST https://xpayr.com/api/v1/payments
Authorization: Bearer sk_test_your_workspace_key
Content-Type: application/json

{
    "amount": "149.00",
    "currency": "USD",
    "preferred_network": "xrpl",
    "preferred_token": "RLUSD",
    "order_id": "ord_xrpl_9041",
    "underpayment_tolerance_pct": 1,
    "webhook_url": "https://merchant.example.com/webhooks/xpayr",
    "metadata": {
        "network": "xrpl",
        "settlement_split": "99.5_pct_merchant_wallet"
    }
}

⚙️ Generar Código in 8 Languages 🔔 Evento Webhook Schemas

Explore All 16 Supported Riel Blockchains

Solana Red Base (Coinbase L2) Red Arbitrum One Red Polygon PoS Red Principal OP (Optimism) Red TRON (TRC-20) Red BNB Smart Chain (BEP-20) Red Principal Ethereum (ERC-20) Red Avalanche C-Chain Red TON (The Open Network) Red Bitcoin (BTC) Red Circle Arc Red Sui Red Aptos Protocolo NEAR

Libro Mayor XRP (XRPL) Checkout FAQ

How does XPayr match XRPL payments without taking custody?

XPayr binds a deterministic 32-bit Destination Tag to your checkout session URI and QR code, allowing funds to land directly in your own XRPL wallet while matching webhooks automatically.

Does XPayr support Ripple USD (RLUSD) on the XRP Ledger?

Yes — enable both RLUSD (trustline asset) and native XRP on XRPL, or accept ERC-20 RLUSD on Ethereum Mainnet (/currencies/rlusd-payments).