20 Industry Payment Architectures · Flat 0.5% Fee

Non-custodial crypto payment infrastructure tailored to your industry.

Whether you ship AI agent APIs, run a global WooCommerce brand, operate a multi-vendor marketplace, or manage a licensed gaming platform, XPayr settles 99.5% directly to your own wallet across EVM, TRON TRC-20, Solana, and Circle Arc with zero chargebacks and zero rolling reserves.

E-commerce et vente au détail

Global E-Commerce & Direct-to-Consumer Stores

Eliminate refus de cartes transfrontaliers and 3.4% FX fees with 1-click Web3 checkout, Exchange QR transfers, and 6 official open-source store plugins.

  • WooCommerce, Magento 2, PrestaShop, Shopware 6
  • 1% (max $0.50) exchange fee tolerance
  • Zéro rétrofacturation & instant wallet finality
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SaaS & Software

SaaS, Developer Tools & Software Licensing

Automate global subscription renewals, seat upgrades, and cryptographic ES256 wallet-bound software licenses without processor account holds.

  • Facturation récurrente & webhook dunning
  • ES256 JWT Kit de Licences (/developers/license-kit)
  • Flat 0.5% fee vs 2.9% + FX SaaS card billing
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AI & Agentic Commerce

AI Agents, LLM Platforms & HTTP 402 API Monetization

Monetize inference endpoints, MCP servers, and autonomous AI workflows using HTTP 402 paywalls, policy-guarded agent wallets, and 21 MCP tools.

  • Official 21-tool MCP server (/api/mcp)
  • HTTP 402 Payment Required paywall kit (/x402)
  • Per-tx & daily AI spending guardrails
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Platforms & Multi-Vendor

Places de marché multi-vendeurs, Freelance & Creator Platforms

Accept global buyer stablecoins with 99.5% direct settlement and disburse multi-recipient vendor/creator payouts via non-custodial Hub de décaissements.

  • Batch Payouts to 5,000+ wallets (/payouts)
  • Zero omnibus hot-wallet custody liability
  • Itemized invoice & order metadata reconciliation
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Cloud, Bare-Metal & Privacy

VPS Hosting, Bare-Metal Cloud, Domains & Privacy Infrastructure

Provision servers and bandwidth instantly upon confirmed USDT, USDC, BTC, LTC, or XMR payment events without fraudulent card chargebacks.

  • Zero-chargeback protection against server abuse
  • Instant HMAC-SHA256 provisioning webhooks
  • Multi-chain stablecoin & privacy-conscious rails
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Travel, Flights & Hotels

Travel Agencies, Hotels, Concierge & Hospitality POS

Settle high-ticket international bookings and in-person resort/restaurant bills in seconds without $35 wire delays or 120-day card dispute exposure.

  • Terminal de point de vente (POS) crypto sur navigateur (/pos)
  • High-ticket B2B & VIP booking links (/invoices)
  • Instant cross-border USDT & USDC finality
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Video Games & Digital Items

Gaming Studios, Top-Ups, Skins & Virtual Economies

Power low-latency microtransactions, battle passes, and tournament prize disbursements across low-gas L2s, Solana, TRON, and Circle Arc.

  • Sub-cent L2 & Solana gas rails
  • Zero friendly-fraud digital item chargebacks
  • Instant player wallet & tournament payouts
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Freelancers & Solo Founders

Independent Consultants, Contractors & Creators

Generate shareable crypto invoices and payment buttons in 60 seconds with zero coding, zero monthly minimums, and 99.5% direct wallet receipt.

  • No-code Payment Links & Button Studio
  • Get paid globally in USDT or USDC
  • $0 monthly fee, 0.5% per paid invoice
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Nonprofits & Open-Source

Charities, NGOs, Humanitarian Aid & OSS Maintainers

Accept borderless crypto donations with transparent on-chain transaction traceability, hosted campaign pages, and direct multisig treasury settlement.

  • Hosted Donation Pages (/donation-tools)
  • Immutable explorer TxID donor transparency
  • Direct settlement to organization multisig
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Reviewed Financial Vertical

Analytics, Prop-Trading Evaluations & Fintech Platforms

Streamline global trader funding, analytics subscriptions, and verified payout workflows with deterministic invoice states and mainnet compliance review.

  • Open Testnet evaluation + reviewed Mainnet
  • Player/Account Deposit tracking modules
  • Audit-ready CSV/JSON reconciliation (/accounting)
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Web3 Ecosystems & Launch

Web3 Ecosystems, Node Licenses & Événements de Génération de Tokens (TGE)

Collect verifiable multi-chain contributions and issue cryptographic node or tier entitlements directly to participant wallets.

  • Multi-chain USDT/USDC/ETH/SOL acceptance
  • Deterministic wallet attribution & evidence
  • Subject to jurisdictional compliance review
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Licensed Operators Only

iGaming sous licence, Sportsbooks & Regulated Tournaments

Dedicated Player Deposits, Fee Delegation, and Hub de décaissements infrastructure exclusively for verified, licensed operators approved through Mainnet Review.

  • Player Deposits & Fee Delegation rails
  • Mandatory license & jurisdiction verification
  • 100% non-custodial operator treasury control
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Agencies & B2B Retainers

Agencies, Dev Shops, Studios & B2B Consultants

Replace 4.5% FX wire fees and 5-day SWIFT delays with itemized USDT, USDC, and EURC client retainers settled 99.5% to your corporate wallet.

  • Itemized B2B Invoices (/invoices)
  • QuickBooks, Xero & NetSuite CSV exports
  • Batch subcontractor payouts (/payouts)
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Software & Digital Files

Téléchargements Numériques, Plugins, Extensions & Indie Software

Keep 99.5% instead of losing 8%–12% to 5% + $0.50 digital MoRs and friendly-fraud chargebacks — with offline ES256 wallet licensing.

  • ES256 Wallet Kit de Licences (/license-kit)
  • WooCommerce & Easy Téléchargements Numériques ready
  • 0.5% flat fee with $0 fixed micro-ticket tax
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EdTech & Cohort Academies

Online Courses, Coding Bootcamps & Global Academies

Convert international students blocked by domestic USD card limits across LATAM, MENA, and APAC with instant LMS & Discord enrollment webhooks.

  • 180+ student corridors (/global-coverage)
  • Exchange QR with 1% ($0.50) fee tolerance
  • Zero post-completion tuition chargebacks
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Telegram & Discord VIP

Abonnements Créateurs, Telegram Mini-Apps & Discord Servers

Automate paid Telegram channels, TON Mini-Apps, Discord VIP roles, and research newsletters at 0.5% instead of 10%+ platform cuts.

  • Telegram (/plugins/telegram) & Discord (/plugins/discord)
  • TON, TRON USDT, Solana USDC & Base
  • Zero payout freezes or deplatforming risk
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B2B Trade & Import/Export

B2B Wholesale, Import/Export & Global Supply-Chain Trade

Settle $10K–$500K+ cross-border supplier POs and commercial invoices in minutes instead of waiting 5 days and losing 3.5%–5% to correspondent SWIFT banks.

  • Itemized PO Invoices (/invoices) & ERP CSV/JSON
  • Safe{Wallet} & Ledger corporate vault settlement
  • Flat 0.5% fee with custom $250K+/mo tiers (/enterprise)
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High-Ticket Luxury & POS

Luxury Retail, Fine Watches, Jewelry & Private Aviation

Eliminate $25K+ card limit declines and six-figure friendly-fraud chargebacks with in-boutique Crypto POS, concierge payment links, and cold-vault routing.

  • In-boutique iPad/Mobile Crypto POS (/pos)
  • Zero 120-day high-ticket chargeback exposure
  • Direct Ledger & Safe{Wallet} multisig settlement
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Domains, DNS & RPC

Domain Registrars, Web3 Naming, SSL & RPC Infrastructure

Stop stolen-card domain abuse and registry clawbacks by provisioning TLDs, renewals, and RPC credits via irrevocable on-chain finality and WHMCS/API hooks.

  • Official WHMCS & HostBill modules (/plugins/whmcs)
  • HTTP 402 paywalls for WHOIS & RPC APIs (/x402)
  • Zero registry dispute & chargeback penalties
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Conferences & VIP Passes

Global Conferences, Festivals, Summits & Event Ticketing

Sell international attendee passes, sponsor packages, and on-site merch without cross-border card blocks or 60-day post-event ticket escrow holds.

  • 99.5% instant organizer wallet liquidity
  • ES256 cryptographic QR pass verification (/license-kit)
  • Sponsor Facturation B2B & speaker payouts (/payouts)
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Questions fréquentes — Industry Solutions

How does XPayr handle regulated vs standard B2B/SaaS industries?

Every legitimate team can open a free XPayr account and validate API sessions, checkout UX, and HMAC webhooks on Testnet immediately. Standard SaaS, e-commerce, and creator businesses activate smoothly, while regulated verticals (such as licensed iGaming or financial platforms) pass through our documented High-Risk Merchant Review (/high-risk-merchant-review) prior to mainnet processing.

Does XPayr charge higher gateway fees for high-ticket or international verticals?

No. XPayr charges the same transparent 0.5% (50 bps) gateway fee across supported industries with $0 monthly fees and $0 rolling reserves, and offers custom volume tiers starting at $250K+/mo (/enterprise).

Can we combine multiple XPayr modules for one industry workflow?

Yes. A single merchant workspace includes Hosted Checkout, Embeddable Bouton de paiements, B2B Invoices (/invoices), Crypto POS (/pos), Facturation récurrente (/recurring-billing), ES256 Kit de Licences (/developers/license-kit), Mass Payouts (/payouts), and the 21-tool MCP Server (/api/mcp).

How do finance teams reconcile multi-chain industry payments?

Every confirmed session stores the invoice reference, fiat benchmark, token amount, 99.5% / 0.5% split, network ID, and immutable transaction hash ready for QuickBooks, Xero, or NetSuite export (/accounting).