Accept Cryptocurrency on Your Website | XPayr
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As a merchant, you've likely faced the challenge of expanding your payment options to include cryptocurrency. Traditional processors like Stripe and PayPal can be costly, slow, and often come with hidden fees and restrictions that eat into your profits. High-risk merchants are frequently rejected or face account bans without warning.
This is where XPayr comes in. As a non-custodial crypto payment gateway, XPayr offers a flat 0.5% transaction fee, instant settlement, and no chargebacks—making it the perfect solution for both established businesses and high-risk merchants alike.
Why Choose XPayr to Accept Cryptocurrency on Your Website?
Flat 0.5% Transaction Fee
XPayr's transparent pricing model ensures that you know exactly what you're paying upfront, with no hidden fees or monthly subscriptions.
Example: If a customer purchases $100 worth of goods using ETH via XPayr, the transaction fee is just $0.50 (0.5% of $100).
Multi-Chain Support
XPayr supports multiple blockchain networks including Ethereum, BSC, Polygon, and Optimism, allowing you to accept a wide range of cryptocurrencies.
Example: With XPayr, customers can use DAI, USDC, or ETH for payments on your website seamlessly.
Instant Settlement
No more waiting days to receive payment. With XPayr, funds arrive in seconds and are instantly available in the merchant's wallet via smart contract.
Example: A customer pays $50 for a digital product using USDT on XPayr; you can immediately withdraw these funds without delays.
No Chargebacks
Cryptocurrency payments are irreversible, which means no risk of chargebacks. This eliminates fraud losses and the associated costs for merchants.
Example: A customer tries to dispute a payment; with XPayr, the transaction is final and cannot be reversed.
XPayr vs. Traditional Payment Processors
| Feature | XPayr | Stripe | PayPal | BitPay |
|---|---|---|---|---|
| Fees | 0.5% | 2.9%+30¢ | 3.49%+49¢ | 1-2% |
| Settlement Time | Instant | 2-7 days | 1-3 days | 1-3 days |
| Chargebacks | No chargebacks | Yes | Yes | No chargebacks |
| High-Risk Merchants | Accepted | Rejected | Limited support | Some support |
| Custodial Model | No, non-custodial architecture | Yes | Yes | Mixed model |
XPayr stands out for its low fees and instant settlement times. Unlike Stripe, which charges a hefty 2.9%+30¢ per transaction, XPayr offers a flat 0.5% fee that is much more predictable and cost-effective.
Frequently Asked Questions
Absolutely! XPayr supports over 30 tokens across various blockchain networks, making it easy for you to offer a diverse payment experience.
XPayr offers a simple JavaScript SDK, RESTful API, and hosted checkout page to make integration seamless. Start with the XPayr documentation for step-by-step setup instructions.
XPayr welcomes all businesses, including those that might be rejected by traditional processors. Our platform has no restrictions on merchant categories and provides secure payment handling for even the riskiest transactions.
XPayr employs robust security measures, including non-custodial architecture and smart contract-based transaction splitting. Your funds are always in control of your wallet, ensuring a secure payment process.