Cut Fees 50% (1.0% -> 0.5%) · Instant MiCA EURC & USDC Settlement

Миграция с CoinGate to XPayr (0.5% Direct EURC, USDC & USDT)

Save 50% on every transaction while retaining EURC, USDC, and USDT directly in your corporate Safe multisig or Ledger vault without waiting for CoinGate payout batches.

Cutover Time~12 Minutes (Parallel Safe)
CoinGate Fee~1.0% checkout fee + FX/payout spreads
XPayr Комиссия шлюзаFlat 0.5% ($0/mo · $0 Sweep)
XPayr Модель хранения100% Некастодиально (99.5% Direct)

Why Engineering & Finance Teams Switch Away From CoinGate

1.0% processing fee plus fiat conversion spreads erode B2B and e-commerce margins.
CoinGate callbacks rely on merchant-supplied token strings rather than standardized X-Signature HMAC headers.
Custodial balance holds introduce third-party counterparty exposure between buyer payment and weekly payout.

Field-by-Field API & Webhook Mapping (CoinGate → XPayr v1)

Keep your existing database order schema intact — map these 6 fields to cut over cleanly.

Integration Layer CoinGate (Legacy) XPayr Non-Custodial v1
Create Order POST https://api.coingate.com/v2/orders (Token ...) POST https://xpayr.com/api/v1/payments (Bearer sk_live_...)
Order Amounts price_amount + price_currency + receive_currency amount + currency (+ Smart Settlement Router /settlement-router)
Callback URLs callback_url + success_url + cancel_url webhook_url + success_url + cancel_url
Checkout Redirect payment_url data.checkout_url
Paid Status status === "paid" event === "payment.completed" / "payment.underpaid_accepted"
Euro Stablecoin Rail Custodial EUR conversion Direct on-chain Circle EURC (/currencies/eurc-payments)

Drop-In Migration Adapter (Node.js / Fetch)

Copy-paste replacement ready for Testnet (sk_test_...) and Mainnet (sk_live_...).
/**
 * Replaces CoinGate POST /v2/orders with XPayr REST API v1.
 * Supports EUR or USD invoice pricing settling directly in EURC, USDC, or USDT.
 */
export async function createXpayrOrderFromCoinGate({ orderId, amountEur, callbackUrl, successUrl }) {
  const res = await fetch('https://xpayr.com/api/v1/payments', {
    method: 'POST',
    headers: {
      'Authorization': `Bearer ${process.env.XPAYR_SECRET_KEY}`,
      'Content-Type': 'application/json'
    },
    body: JSON.stringify({
      amount: Number(amountEur).toFixed(2),
      currency: 'EUR',
      token: 'EURC',
      network: 'base',
      order_id: String(orderId),
      webhook_url: callbackUrl,
      success_url: successUrl
    })
  });
  return res.json();
}

4-Step Zero-Downtime Canary Cutover Checklist

1

Connect non-custodial wallets & generate sk_test_ API keys

Register at /merchant/register, paste your destination EVM, Solana, TRON, or multisig wallet addresses, and generate a free API тестовой сети key.

2

Deploy the X-XPayr-Signature HMAC-SHA256 webhook adapter

Add the raw-body HMAC-SHA256 verification handler alongside your existing CoinGate callback endpoint and test events in /tools/webhook-tester.

3

Canary 10%–25% of live checkout sessions in parallel

Route a slice of live crypto orders to POST /api/v1/payments (or enable the XPayr storefront plugin) to verify instant прямым зачислением 99.5% на кошелёк.

4

Cut over 100% of traffic & export clean ERP ledgers

Switch primary crypto checkout routing to XPayr, withdraw any remaining custodial float from CoinGate, and export QuickBooks/Xero CSVs via /accounting.

Часто задаваемые вопросы — Switching From CoinGate

Can European merchants accept Euro-denominated crypto payments without FX conversion fees?

Yes. Price invoices in EUR and settle directly in Circle Euro Coin (EURC) on Base, Solana, Arbitrum, Avalanche, or Ethereum (/compliance & /currencies/eurc-payments).

Are PrestaShop, Shopware 6, Magento 2, and OpenCart supported?

Yes — XPayr ships dedicated plugins for PrestaShop, Shopware 6, Magento 2, WooCommerce, OpenCart, and 19 other platforms (/plugins).

How fast can we test XPayr before switching traffic from CoinGate?

Test immediately in our zero-signup browser sandbox (/sandbox) or generate free sk_test_ API keys in under 2 minutes.

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