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Accept crypto payments without turning XPayr into your wallet.

XPayr построен как некастодиальная платежная инфраструктура. Продавцы сохраняют контроль над кошельком, в то время как XPayr обрабатывает сеансы, записи статуса, контекст маршрутизации и веб-перехватчики.

0.5%фиксированная плата за шлюз
16 Proofsoperational explainers
Нет опекиdirect multisig & vault routing
Тестовая сеть (Testnet)перед проверкой основной сети
Direct answer

Non-custodial settlement means XPayr does not hold merchant funds as an internal balance, store merchant private keys, pool merchant assets, or operate a withdrawal wallet. Payment behavior follows the configured wallet, network, token, and route settings.

01

Merchant registers supported wallet and rail settings.

02

Checkout shows only enabled network and token routes.

03

Customer signs the payment from their own wallet.

04

XPayr confirms status and records the payment lifecycle for operations.

Who pays gas?

Gas is paid according to the selected network and wallet flow. XPayr does not remove base chain costs.

Operational limit

Non-custodial infrastructure does not remove merchant review, licensing requirements, tax duties, or wallet operational responsibility.

FAQ

What problem does this XPayr flow solve?

Non-custodial settlement means XPayr does not hold merchant funds as an internal balance, store merchant private keys, pool merchant assets, or operate a withdrawal wallet. Payment behavior follows the configured wallet, network, token, and route settings.

Who pays gas or network fees?

Gas is paid according to the selected network and wallet flow. XPayr does not remove base chain costs.

What should merchants not assume?

Non-custodial infrastructure does not remove merchant review, licensing requirements, tax duties, or wallet operational responsibility.

Verifiable Open-Source & AI Protocol Registry

Publicly auditable SDKs, cryptographic evidence envelopes, and MCP registries.

Anthropic MCP Registry & NPM

Официальный MCP-сервер с 21 инструментом

Registered as io.github.xpayrcom/xpayr-mcp-server on the Official Anthropic MCP Registry and published as @xpayr/mcp-server on NPM and ghcr.io/xpayrcom/xpayr-mcp-server:latest.

Open MCP Portal (mcp.xpayr.com)
Cryptographic Proof & Комплект лицензий

Merkle Payment Evidence & ES256 Tokens

Verify on-chain settlement envelopes with @xpayr/payment-evidence and offline-verifiable ES256 wallet licenses with @xpayr/extension-kit.

Open Docs Hub (docs.xpayr.com)
OpenAPI 3.1.0 & Security Policy

30 Open-Source Repositories & RFC 9116

Inspect all 20 REST API v1 schemas interactively at api-docs.xpayr.com, review our 30 repositories at github.com/xpayrcom, and check /.well-known/security.txt & /.well-known/jwks.json.

Open API Playground (api-docs.xpayr.com)

Необходимо доказать поток перед началом производства?

Используйте проверку тестовой сети, документацию по API, руководства по веб-перехватчикам и пояснения по работе, прежде чем запрашивать активацию основной сети.