Every Major Stablecoin & Crypto Network Under One API.
Stop maintaining fragmented RPC listeners, custodial sweep scripts, and per-chain webhook parsers. XPayr unifies 16 high-velocity Layer-1 and Layer-2 blockchains behind a single non-custodial API, Çift Katmanlı Ödeme modal, and 0.5% flat fee.
Solana
Solana delivers ~400ms block slots and ~$0.0005 transaction costs, making SPL USDC and USDT ideal for AI SaaS credits, HTTP 402 API paywalls, digital downloads, gaming storefronts, and retail POS.
Base Ağı (Coinbase L2)
Built on the OP Stack and backed by Coinbase ecosystem distribution, Base combines ~$0.004 L2 fees, native Circle USDC & EURC contracts, and ERC-2612 Gas Ücretsiz Permit checkout for global SaaS and AI agents.
Arbitrum One Ağı
Arbitrum One Ağı holds the deepest EVM Layer-2 stablecoin liquidity across DeFi and Web3 enterprises. Accept native USDC, USDT0/USDT, DAI, ETH, and ARB with ~1s confirmations and 99.5% direct wallet finality.
Polygon PoS Ağı
Polygon PoS Ağı powers millions of retail Web3 wallets, gaming passes, and emerging-market stablecoin transfers. XPayr brings 0.5% atomic settlement and ERC-2612 gasless permits to Chain ID 137.
OP Ana Ağı (Optimism)
Anchor your Superchain commerce stack on OP Mainnet (Ağ Kimliği 10). Accept native USDC, USDT, DAI, ETH, and OP with 2-second confirmations, ERC-2612 Permit sponsorship, and 99.5% direct wallet finality.
TRON Ağı (TRC-20)
TRON TRC-20 processes over half of global retail USDT transfers across LATAM, MENA, CIS, and Southeast Asia. XPayr pairs TronLink 1-Click Pay with 6-second Exchange QR verification and automatic 1% (max $0.50) fee tolerance.
BNB Smart Chain Ağı (BEP-20)
BNB Smart Chain (Zincir Kimliği 56) is the preferred low-fee EVM withdrawal rail for tens of millions of Binance and Trust Wallet users worldwide, offering $0.03 gas fees and 3-second confirmations.
Ethereum Ana Ağı (ERC-20)
For high-ticket B2B invoices ($2,500–$500,000+), enterprise software contracts, and Safe multisig treasuries, Ethereum Mainnet remains the canonical institutional settlement layer — at a flat 0.5% XPayr fee vs 2.9%–3.9% wires/cards.
Avalanche C-Chain Ağı
Avalanche C-Chain Ağı delivers true ~1-second deterministic finality without optimistic challenge windows, supporting native Circle USDC & EURC, Tether USDT, and AVAX at a flat 0.5% fee.
TON (Açık Ağ)
Reach 950M+ Telegram users natively with TON and official Tether Jetton USDT checkout. Pair XPayr TON settlement with our Telegram Bot & Mini App integration (/plugins/telegram) at 0.5% vs 30% app-store cuts.
Bitcoin Ağı (BTC)
Accept native Bitcoin directly into your own hardware wallet or multisig treasury without running dedicated full-node infrastructure or surrendering custody to 1% processors.
Circle Arc Ağı
XPayr ships a dedicated Circle Arc operations suite (/arc): pay network gas directly in USDC (eliminating volatile gas-token management for CFOs), bridge cross-chain liquidity via CCTP, and export audit-ready payment evidence.
Sui Ağı
Sui combines Mysticeti DAG consensus with an object-centric Move execution model to deliver ~400ms finality and sub-cent fees. XPayr routes native Circle USDC and SUI directly to your non-custodial Sui wallet at a flat 0.5% split.
Aptos Ağı
Powered by Block-STM parallel Move execution, Aptos delivers sub-second finality and ultra-low gas fees for both native Tether USDT and native Circle USDC. XPayr settles 99.5% straight to your Aptos wallet at a flat 0.5% fee.
NEAR Protokolü
NEAR Nightshade sharding delivers ~1.2-second finality, human-readable named accounts (merchant.near), and native USDC + USDT liquidity for AI agent commerce, consumer apps, and global SaaS.
XRP Defteri (XRPL)
Operating continuously since 2012, the XRP Ledger settles institutional cross-border XRP and Ripple USD (RLUSD) transfers in 3–4 seconds for ~$0.0002 with deterministic Destination Tag invoice matching.
| Ağ | Chain ID / Scope | Finality SLA | Typical Network Fee | Gas Ücretsiz Permit | Supported Assets |
|---|---|---|---|---|---|
| Solana | mainnet-beta / devnet |
1–2 seconds (~400ms slot) | ~$0.0005 (paid in SOL) | Standard Payer/QR | USDC, USDT, PYUSD, SOL |
| Base Ağı (Coinbase L2) | 8453 (Mainnet) / 84532 (Base Sepolia) |
~2 seconds | ~$0.003–$0.006 | Supported | USDC, EURC, ETH, BASE |
| Arbitrum One Ağı | 42161 (Mainnet) / 421614 (Arbitrum Sepolia) |
1–2 seconds (sequencer soft-confirm) | ~$0.006–$0.01 | Supported | USDC, USDT, DAI, ETH, ARB |
| Polygon PoS Ağı | 137 (Mainnet) / 80002 (Polygon Amoy) |
2–4 seconds | ~$0.004–$0.008 (paid in POL) | Supported | USDC, USDT, DAI, POL |
| OP Ana Ağı (Optimism) | 10 (Mainnet) / 11155420 (OP Sepolia) |
~2 seconds | ~$0.004–$0.008 | Supported | USDC, USDT, DAI, ETH, OP |
| TRON Ağı (TRC-20) | TRON Mainnet / Shasta Testnet |
3–6 seconds | TRX / Energy (payer or exchange withdrawal) | Standard Payer/QR | USDT, TRX |
| BNB Smart Chain Ağı (BEP-20) | 56 (Mainnet) / 97 (BSC Testnet) |
~3 seconds | ~$0.02–$0.04 (paid in BNB) | Standard Payer/QR | USDT, USDC, DAI, BNB |
| Ethereum Ana Ağı (ERC-20) | 1 (Mainnet) / 11155111 (Sepolia) |
12–24 seconds (1–2 blocks) | ~$0.40–$2.50 (network congestion dependent) | Supported | USDC, USDT, EURC, PYUSD, DAI, ETH |
| Avalanche C-Chain Ağı | 43114 (Mainnet) / 43113 (Fuji Testnet) |
1–2 seconds (deterministic Snowman) | ~$0.015–$0.03 (paid in AVAX) | Supported | USDC, USDT, EURC, AVAX |
| TON (Açık Ağ) | TON Mainnet / TON Testnet |
~5 seconds | ~$0.01–$0.02 (paid in TON) | Standard Payer/QR | USDT, TON |
| Bitcoin Ağı (BTC) | Bitcoin Mainnet / Testnet |
Zero-conf risk-scored (<$100) or 1–3 blocks | Dynamic sat/vB miner fee | Standard Payer/QR | BTC |
| Circle Arc Ağı | Circle Arc (Mainnet-Ready / Arc Testnet Live) |
~1 second deterministic finality | Paid natively in USDC (~$0.002) | Supported | USDC, EURC |
| Sui Ağı | Sui Mainnet / Sui Testnet |
~400 milliseconds (Mysticeti DAG) | ~$0.001–$0.003 (paid in SUI) | Standard Payer/QR | USDC, SUI |
| Aptos Ağı | Aptos Mainnet (1) / Aptos Testnet (2) |
<1 second deterministic finality | ~$0.0005–$0.002 (paid in APT) | Standard Payer/QR | USDC, USDT, APT |
| NEAR Protokolü | NEAR Mainnet / NEAR Testnet |
~1.2 seconds (Nightshade Sharding) | ~$0.001 (paid in NEAR) | Standard Payer/QR | USDC, USDT, NEAR |
| XRP Defteri (XRPL) | XRPL Mainnet / XRPL Altnet Testnet |
3–4 seconds deterministic ledger close | ~$0.0002 (fractions of a drop in XRP) | Standard Payer/QR | RLUSD, XRP |
Multi-Chain Architecture FAQ
How many blockchain networks does XPayr support with a single API integration?
One XPayr API v1 or 1-line Pay Button integration unlocks 16 Layer-1 and Layer-2 blockchain networks — Solana, Base, Arbitrum One Ağı, Polygon PoS Ağı, OP Mainnet, TRON Ağı (TRC-20), BNB Smart Chain, Ethereum Mainnet, Avalanche C-Chain Ağı, TON, Bitcoin, Circle Arc, Sui Ağı, Aptos, NEAR Protokolü, and XRP Defteri (XRPL) — mutabakat: 99.5% directly to your non-custodial wallets.
Which networks support ERC-2612 Gas Ücretsiz Permit checkout?
Base, Arbitrum One Ağı, Polygon PoS Ağı, OP Mainnet, Ethereum Mainnet, Avalanche C-Chain Ağı, and Circle Arc support gasless/native-USDC permit flows (/gasless) on eligible token contracts so buyers never abandon carts due to missing native gas.
Which chains convert highest for global retail vs B2B SaaS?
TRON TRC-20 and BNB Smart Chain BEP-20 lead emerging-market and Exchange QR retail volume, TON leads Telegram Mini Apps, Solana, Sui, Aptos, NEAR, and Base lead AI/SaaS & developer tools, and Ethereum + Arbitrum + XRPL + Circle Arc lead high-ticket corporate B2B treasury settlements.
Does XPayr charge different gateway fees per blockchain?
Never. XPayr charges a single transparent 0.5% (50 bps) gateway fee across every supported network, with $0 setup, $0 monthly subscription, and $0 custodial withdrawal fees.