Connect non-custodial wallets & generate sk_test_ API keys
Register at /merchant/register, paste your destination EVM, Solana, TRON, or multisig wallet addresses, and generate a free Testnet-API key.
Migrate from Helio / MoonPay Commerce to XPayr ($0/mo · 0.5%)
Eliminate $299+/month Pro subscription gates or 2.0% transaction fees while adding TRON TRC-20 USDT, Direkter Börsen-QR withdrawals (1% tolerance), HTTP 402 paywalls, and ES256 Lizenz-Kit.
🔄 Open Interactive Payload Translator
⚡ Test Live-Checkout-Sandbox
⚖️ XPayr im Vergleich zu Helio (MoonPay Commerce)
📊 Commercial Breakdown
Cutover Time~10 Minutes (Parallel Safe)
Helio (MoonPay Commerce) Fee2.0% free tier or $299+/mo Pro subscription + fee
XPayr Gateway-GebührFlat 0.5% ($0/mo · $0 Sweep)
XPayr Verwahrmodell100 % Non-Custodial (99.5% Direct)
Why Engineering & Finance Teams Switch Away From Helio (MoonPay Commerce)
Without paying a recurring monthly Pro SaaS subscription, Helio / MoonPay Commerce charges up to 2.0% per checkout (4x XPayr 0.5%).
Web3-wallet-first UX drops retail buyers in APAC, LATAM, and MENA who pay directly from Binance or Bybit TRC-20 USDT.
No native 21-tool MCP server or offline ES256 JWT software license verification.
Field-by-Field API & Webhook Mapping (Helio (MoonPay Commerce) → XPayr v1)
Keep your existing database order schema intact — map these 6 fields to cut over cleanly.
| Integration Layer | Helio (MoonPay Commerce) (Legacy) | XPayr Non-Custodial v1 |
|---|---|---|
| Create Paylink / Session | POST https://api.hel.io/v1/paylink/create/api-key |
POST https://xpayr.com/api/v1/payments |
| Monthly Subscription Cost | $0 (at 2% fee) or Pro monthly subscription |
$0/month forever — flat 0.5% for every merchant |
| Frontend Embed Widget | @heliofi/checkout-react |
xpayr-pay-button.js (framework-agnostic 1-line modal) |
| Solana + TRON + EVM | Solana/EVM Web3 focus |
Solana + TRON + TON + 8 EVM L1/L2s + Bitcoin + Exchange QR |
| Webhook Security | Authorization: Bearer <sharedToken> |
X-XPayr-Signature cryptographic HMAC-SHA256 |
| Discord / Telegram Gating | Helio Discord role integration |
Native /plugins/discord, /plugins/telegram & /license-kit |
Drop-In Migration Adapter (Next.js / React App Router)
Copy-paste replacement ready for Testnet (sk_test_...) and Mainnet (sk_live_...).
// app/api/checkout/route.ts — Replaces Helio Paylink creation at $0/mo & 0.5% fee
import { NextResponse } from 'next/server';
export async function POST(req: Request) {
const { planId, priceUsd, buyerHandle } = await req.json();
const res = await fetch('https://xpayr.com/api/v1/payments', {
method: 'POST',
headers: {
Authorization: `Bearer ${process.env.XPAYR_SECRET_KEY}`,
'Content-Type': 'application/json',
},
body: JSON.stringify({
amount: Number(priceUsd).toFixed(2),
currency: 'USD',
order_id: `sub_${planId}_${Date.now()}`,
metadata: { planId, buyerHandle },
success_url: `${process.env.NEXT_PUBLIC_APP_URL}/dashboard?paid=1`,
}),
});
const data = await res.json();
return NextResponse.json({ checkoutUrl: data.data?.checkout_url });
}
4-Step Zero-Downtime Canary Cutover Checklist
Deploy the X-XPayr-Signature HMAC-SHA256 webhook adapter
Add the raw-body HMAC-SHA256 verification handler alongside your existing Helio (MoonPay Commerce) callback endpoint and test events in /tools/webhook-tester.
Canary 10%–25% of live checkout sessions in parallel
Route a slice of live crypto orders to POST /api/v1/payments (or enable the XPayr storefront plugin) to verify instant 99.5% direkter Wallet-Auszahlung.
Cut over 100% of traffic & export clean ERP ledgers
Switch primary crypto checkout routing to XPayr, withdraw any remaining custodial float from Helio (MoonPay Commerce), and export QuickBooks/Xero CSVs via /accounting.
Häufig gestellte Fragen — Switching From Helio (MoonPay Commerce)
Does XPayr match Phantom Solana checkout speed while lowering fees to 0.5%?
Yes! XPayr supports native Solana Wallet Standard for Phantom, Solflare, and Backpack (~1s finality on USDC/USDT/PYUSD/SOL, /wallets/phantom) at a flat 0.5% with $0 monthly subscription.
Can we still gate Discord roles, Telegram channels, and SaaS features?
Yes — combine XPayr signed webhooks with /plugins/discord, /plugins/telegram, or issue cryptographic wallet-bound JWTs via /license-kit.
How much does a $50,000/month creator or SaaS save vs Helio 2% tier?
2.0% on $50,000/month costs $12,000/year; XPayr 0.5% costs $3,000/year — saving $9,000/year with zero monthly software fee.