16 L1 & L2 Rede Blockchains · 99.5% Direct Wallet Settlement

Every Major Stablecoin & Crypto Network Under One API.

Stop maintaining fragmented RPC listeners, custodial sweep scripts, and per-chain webhook parsers. XPayr unifies 16 high-velocity Layer-1 and Layer-2 blockchains behind a single non-custodial API, Checkout Duplo modal, and 0.5% flat fee.

16 ChainsEVM L2s, Solana, Sui, Aptos, NEAR, TRON, TON, XRPL, BTC & Arc.
~0.4–3sSub-second Move/Solana & fast L2 confirmation speed.
7 GaslessChains supporting Permit / USDC-native gas execution.
0.5% FixoIdentical gateway split across every blockchain rail.
Non-EVM High-Throughput L1

Solana

Solana delivers ~400ms block slots and ~$0.0005 transaction costs, making SPL USDC and USDT ideal for AI SaaS credits, HTTP 402 API paywalls, digital downloads, gaming storefronts, and retail POS.

USDC USDT PYUSD SOL
Finalidade: 1–2 seconds (~400ms slot)
Typical Gas: ~$0.0005 (paid in SOL)
Inspect Solana Architecture →
EVM Rollup · Gasless Ready

Rede Base (Coinbase L2)

Built on the OP Stack and backed by Coinbase ecosystem distribution, Base combines ~$0.004 L2 fees, native Circle USDC & EURC contracts, and ERC-2612 Permit sem Gas checkout for global SaaS and AI agents.

USDC EURC ETH BASE
Finalidade: ~2 seconds
Typical Gas: ~$0.003–$0.006
Inspect Rede Base (Coinbase L2) Architecture →
EVM Rollup · DeFi & B2B Leader

Rede Arbitrum One

Rede Arbitrum One holds the deepest EVM Layer-2 stablecoin liquidity across DeFi and Web3 enterprises. Accept native USDC, USDT0/USDT, DAI, ETH, and ARB with ~1s confirmations and 99.5% direct wallet finality.

USDC USDT DAI ETH ARB
Finalidade: 1–2 seconds (sequencer soft-confirm)
Typical Gas: ~$0.006–$0.01
Inspect Rede Arbitrum One Architecture →
EVM Sidechain · Retail & Gaming Scale

Rede Polygon PoS

Rede Polygon PoS powers millions of retail Web3 wallets, gaming passes, and emerging-market stablecoin transfers. XPayr brings 0.5% atomic settlement and ERC-2612 gasless permits to Chain ID 137.

USDC USDT DAI POL
Finalidade: 2–4 seconds
Typical Gas: ~$0.004–$0.008 (paid in POL)
Inspect Rede Polygon PoS Architecture →
Superchain EVM Rollup · Gasless Ready

Rede Principal OP (Optimism)

Anchor your Superchain commerce stack on OP Mainnet (ID da Rede 10). Accept native USDC, USDT, DAI, ETH, and OP with 2-second confirmations, ERC-2612 Permit sponsorship, and 99.5% direct wallet finality.

USDC USDT DAI ETH OP
Finalidade: ~2 seconds
Typical Gas: ~$0.004–$0.008
Inspect Rede Principal OP (Optimism) Architecture →
#1 Global Emerging-Market USDT Rail

Rede TRON (TRC-20)

TRON TRC-20 processes over half of global retail USDT transfers across LATAM, MENA, CIS, and Southeast Asia. XPayr pairs TronLink 1-Click Pay with 6-second Exchange QR verification and automatic 1% (max $0.50) fee tolerance.

USDT TRX
Finalidade: 3–6 seconds
Typical Gas: TRX / Energy (payer or exchange withdrawal)
Inspect Rede TRON (TRC-20) Architecture →
High-Volume Retail EVM Rail

Rede BNB Smart Chain (BEP-20)

BNB Smart Chain (Chain ID 56) is the preferred low-fee EVM withdrawal rail for tens of millions of Binance and Trust Wallet users worldwide, offering $0.03 gas fees and 3-second confirmations.

USDT USDC DAI BNB
Finalidade: ~3 seconds
Typical Gas: ~$0.02–$0.04 (paid in BNB)
Inspect Rede BNB Smart Chain (BEP-20) Architecture →
Institutional Tier-1 L1 · Gasless Ready

Rede Principal Ethereum (ERC-20)

For high-ticket B2B invoices ($2,500–$500,000+), enterprise software contracts, and Safe multisig treasuries, Ethereum Mainnet remains the canonical institutional settlement layer — at a flat 0.5% XPayr fee vs 2.9%–3.9% wires/cards.

USDC USDT EURC PYUSD DAI ETH
Finalidade: 12–24 seconds (1–2 blocks)
Typical Gas: ~$0.40–$2.50 (network congestion dependent)
Inspect Rede Principal Ethereum (ERC-20) Architecture →
Sub-Second Snowman EVM · Gasless Ready

Rede Avalanche C-Chain

Rede Avalanche C-Chain delivers true ~1-second deterministic finality without optimistic challenge windows, supporting native Circle USDC & EURC, Tether USDT, and AVAX at a flat 0.5% fee.

USDC USDT EURC AVAX
Finalidade: 1–2 seconds (deterministic Snowman)
Typical Gas: ~$0.015–$0.03 (paid in AVAX)
Inspect Rede Avalanche C-Chain Architecture →
Telegram Ecosystem & Jetton USDT Rail

Rede TON (The Open Network)

Reach 950M+ Telegram users natively with TON and official Tether Jetton USDT checkout. Pair XPayr TON settlement with our Telegram Bot & Mini App integration (/plugins/telegram) at 0.5% vs 30% app-store cuts.

USDT TON
Finalidade: ~5 seconds
Typical Gas: ~$0.01–$0.02 (paid in TON)
Inspect Rede TON (The Open Network) Architecture →
Sovereign Sound-Money L1

Rede Bitcoin (BTC)

Accept native Bitcoin directly into your own hardware wallet or multisig treasury without running dedicated full-node infrastructure or surrendering custody to 1% processors.

BTC
Finalidade: Zero-conf risk-scored (<$100) or 1–3 blocks
Typical Gas: Dynamic sat/vB miner fee
Inspect Rede Bitcoin (BTC) Architecture →
USDC-Native Gas · Enterprise Stablecoin L1

Rede Circle Arc

XPayr ships a dedicated Circle Arc operations suite (/arc): pay network gas directly in USDC (eliminating volatile gas-token management for CFOs), bridge cross-chain liquidity via CCTP, and export audit-ready payment evidence.

USDC EURC
Finalidade: ~1 second deterministic finality
Typical Gas: Paid natively in USDC (~$0.002)
Inspect Rede Circle Arc Architecture →
Move Object L1 · ~400ms Finality

Rede Sui

Sui combines Mysticeti DAG consensus with an object-centric Move execution model to deliver ~400ms finality and sub-cent fees. XPayr routes native Circle USDC and SUI directly to your non-custodial Sui wallet at a flat 0.5% split.

USDC SUI
Finalidade: ~400 milliseconds (Mysticeti DAG)
Typical Gas: ~$0.001–$0.003 (paid in SUI)
Inspect Rede Sui Architecture →
Block-STM Move L1 · Native USDT & USDC

Rede Aptos

Powered by Block-STM parallel Move execution, Aptos delivers sub-second finality and ultra-low gas fees for both native Tether USDT and native Circle USDC. XPayr settles 99.5% straight to your Aptos wallet at a flat 0.5% fee.

USDC USDT APT
Finalidade: <1 second deterministic finality
Typical Gas: ~$0.0005–$0.002 (paid in APT)
Inspect Rede Aptos Architecture →
Sharded AI-Native L1 · Named Accounts

Protocolo NEAR

NEAR Nightshade sharding delivers ~1.2-second finality, human-readable named accounts (merchant.near), and native USDC + USDT liquidity for AI agent commerce, consumer apps, and global SaaS.

USDC USDT NEAR
Finalidade: ~1.2 seconds (Nightshade Sharding)
Typical Gas: ~$0.001 (paid in NEAR)
Inspect Protocolo NEAR Architecture →
Enterprise Cross-Border L1 · Native RLUSD & XRP

Rede XRP Ledger (XRPL)

Operating continuously since 2012, the XRP Ledger settles institutional cross-border XRP and Ripple USD (RLUSD) transfers in 3–4 seconds for ~$0.0002 with deterministic Destination Tag invoice matching.

RLUSD XRP
Finalidade: 3–4 seconds deterministic ledger close
Typical Gas: ~$0.0002 (fractions of a drop in XRP)
Inspect Rede XRP Ledger (XRPL) Architecture →
Rede Chain ID / Scope Finality SLA Typical Network Fee Permit sem Gas Supported Assets
Solana mainnet-beta / devnet 1–2 seconds (~400ms slot) ~$0.0005 (paid in SOL) Standard Payer/QR USDC, USDT, PYUSD, SOL
Rede Base (Coinbase L2) 8453 (Mainnet) / 84532 (Base Sepolia) ~2 seconds ~$0.003–$0.006 Supported USDC, EURC, ETH, BASE
Rede Arbitrum One 42161 (Mainnet) / 421614 (Arbitrum Sepolia) 1–2 seconds (sequencer soft-confirm) ~$0.006–$0.01 Supported USDC, USDT, DAI, ETH, ARB
Rede Polygon PoS 137 (Mainnet) / 80002 (Polygon Amoy) 2–4 seconds ~$0.004–$0.008 (paid in POL) Supported USDC, USDT, DAI, POL
Rede Principal OP (Optimism) 10 (Mainnet) / 11155420 (OP Sepolia) ~2 seconds ~$0.004–$0.008 Supported USDC, USDT, DAI, ETH, OP
Rede TRON (TRC-20) TRON Mainnet / Shasta Testnet 3–6 seconds TRX / Energy (payer or exchange withdrawal) Standard Payer/QR USDT, TRX
Rede BNB Smart Chain (BEP-20) 56 (Mainnet) / 97 (BSC Testnet) ~3 seconds ~$0.02–$0.04 (paid in BNB) Standard Payer/QR USDT, USDC, DAI, BNB
Rede Principal Ethereum (ERC-20) 1 (Mainnet) / 11155111 (Sepolia) 12–24 seconds (1–2 blocks) ~$0.40–$2.50 (network congestion dependent) Supported USDC, USDT, EURC, PYUSD, DAI, ETH
Rede Avalanche C-Chain 43114 (Mainnet) / 43113 (Fuji Testnet) 1–2 seconds (deterministic Snowman) ~$0.015–$0.03 (paid in AVAX) Supported USDC, USDT, EURC, AVAX
Rede TON (The Open Network) TON Mainnet / TON Testnet ~5 seconds ~$0.01–$0.02 (paid in TON) Standard Payer/QR USDT, TON
Rede Bitcoin (BTC) Bitcoin Mainnet / Testnet Zero-conf risk-scored (<$100) or 1–3 blocks Dynamic sat/vB miner fee Standard Payer/QR BTC
Rede Circle Arc Circle Arc (Mainnet-Ready / Arc Testnet Live) ~1 second deterministic finality Paid natively in USDC (~$0.002) Supported USDC, EURC
Rede Sui Sui Mainnet / Sui Testnet ~400 milliseconds (Mysticeti DAG) ~$0.001–$0.003 (paid in SUI) Standard Payer/QR USDC, SUI
Rede Aptos Aptos Mainnet (1) / Aptos Testnet (2) <1 second deterministic finality ~$0.0005–$0.002 (paid in APT) Standard Payer/QR USDC, USDT, APT
Protocolo NEAR NEAR Mainnet / NEAR Testnet ~1.2 seconds (Nightshade Sharding) ~$0.001 (paid in NEAR) Standard Payer/QR USDC, USDT, NEAR
Rede XRP Ledger (XRPL) XRPL Mainnet / XRPL Altnet Testnet 3–4 seconds deterministic ledger close ~$0.0002 (fractions of a drop in XRP) Standard Payer/QR RLUSD, XRP

Multi-Chain Architecture FAQ

How many blockchain networks does XPayr support with a single API integration?

One XPayr API v1 or 1-line Pay Button integration unlocks 16 Layer-1 and Layer-2 blockchain networks — Solana, Base, Rede Arbitrum One, Rede Polygon PoS, OP Mainnet, Rede TRON (TRC-20), BNB Smart Chain, Ethereum Mainnet, Rede Avalanche C-Chain, TON, Bitcoin, Circle Arc, Rede Sui, Aptos, Protocolo NEAR, and Rede XRP Ledger (XRPL) — liquidando 99.5% directly to your non-custodial wallets.

Which networks support ERC-2612 Permit sem Gas checkout?

Base, Rede Arbitrum One, Rede Polygon PoS, OP Mainnet, Ethereum Mainnet, Rede Avalanche C-Chain, and Circle Arc support gasless/native-USDC permit flows (/gasless) on eligible token contracts so buyers never abandon carts due to missing native gas.

Which chains convert highest for global retail vs B2B SaaS?

TRON TRC-20 and BNB Smart Chain BEP-20 lead emerging-market and Exchange QR retail volume, TON leads Telegram Mini Apps, Solana, Sui, Aptos, NEAR, and Base lead AI/SaaS & developer tools, and Ethereum + Arbitrum + XRPL + Circle Arc lead high-ticket corporate B2B treasury settlements.

Does XPayr charge different gateway fees per blockchain?

Never. XPayr charges a single transparent 0.5% (50 bps) gateway fee across every supported network, with $0 setup, $0 monthly subscription, and $0 custodial withdrawal fees.