Every Major Stablecoin & Crypto Network Under One API.
Stop maintaining fragmented RPC listeners, custodial sweep scripts, and per-chain webhook parsers. XPayr unifies 16 high-velocity Layer-1 and Layer-2 blockchains behind a single non-custodial API, Checkout Duplo modal, and 0.5% flat fee.
Solana
Solana delivers ~400ms block slots and ~$0.0005 transaction costs, making SPL USDC and USDT ideal for AI SaaS credits, HTTP 402 API paywalls, digital downloads, gaming storefronts, and retail POS.
Rede Base (Coinbase L2)
Built on the OP Stack and backed by Coinbase ecosystem distribution, Base combines ~$0.004 L2 fees, native Circle USDC & EURC contracts, and ERC-2612 Permit sem Gas checkout for global SaaS and AI agents.
Rede Arbitrum One
Rede Arbitrum One holds the deepest EVM Layer-2 stablecoin liquidity across DeFi and Web3 enterprises. Accept native USDC, USDT0/USDT, DAI, ETH, and ARB with ~1s confirmations and 99.5% direct wallet finality.
Rede Polygon PoS
Rede Polygon PoS powers millions of retail Web3 wallets, gaming passes, and emerging-market stablecoin transfers. XPayr brings 0.5% atomic settlement and ERC-2612 gasless permits to Chain ID 137.
Rede Principal OP (Optimism)
Anchor your Superchain commerce stack on OP Mainnet (ID da Rede 10). Accept native USDC, USDT, DAI, ETH, and OP with 2-second confirmations, ERC-2612 Permit sponsorship, and 99.5% direct wallet finality.
Rede TRON (TRC-20)
TRON TRC-20 processes over half of global retail USDT transfers across LATAM, MENA, CIS, and Southeast Asia. XPayr pairs TronLink 1-Click Pay with 6-second Exchange QR verification and automatic 1% (max $0.50) fee tolerance.
Rede BNB Smart Chain (BEP-20)
BNB Smart Chain (Chain ID 56) is the preferred low-fee EVM withdrawal rail for tens of millions of Binance and Trust Wallet users worldwide, offering $0.03 gas fees and 3-second confirmations.
Rede Principal Ethereum (ERC-20)
For high-ticket B2B invoices ($2,500–$500,000+), enterprise software contracts, and Safe multisig treasuries, Ethereum Mainnet remains the canonical institutional settlement layer — at a flat 0.5% XPayr fee vs 2.9%–3.9% wires/cards.
Rede Avalanche C-Chain
Rede Avalanche C-Chain delivers true ~1-second deterministic finality without optimistic challenge windows, supporting native Circle USDC & EURC, Tether USDT, and AVAX at a flat 0.5% fee.
Rede TON (The Open Network)
Reach 950M+ Telegram users natively with TON and official Tether Jetton USDT checkout. Pair XPayr TON settlement with our Telegram Bot & Mini App integration (/plugins/telegram) at 0.5% vs 30% app-store cuts.
Rede Bitcoin (BTC)
Accept native Bitcoin directly into your own hardware wallet or multisig treasury without running dedicated full-node infrastructure or surrendering custody to 1% processors.
Rede Circle Arc
XPayr ships a dedicated Circle Arc operations suite (/arc): pay network gas directly in USDC (eliminating volatile gas-token management for CFOs), bridge cross-chain liquidity via CCTP, and export audit-ready payment evidence.
Rede Sui
Sui combines Mysticeti DAG consensus with an object-centric Move execution model to deliver ~400ms finality and sub-cent fees. XPayr routes native Circle USDC and SUI directly to your non-custodial Sui wallet at a flat 0.5% split.
Rede Aptos
Powered by Block-STM parallel Move execution, Aptos delivers sub-second finality and ultra-low gas fees for both native Tether USDT and native Circle USDC. XPayr settles 99.5% straight to your Aptos wallet at a flat 0.5% fee.
Protocolo NEAR
NEAR Nightshade sharding delivers ~1.2-second finality, human-readable named accounts (merchant.near), and native USDC + USDT liquidity for AI agent commerce, consumer apps, and global SaaS.
Rede XRP Ledger (XRPL)
Operating continuously since 2012, the XRP Ledger settles institutional cross-border XRP and Ripple USD (RLUSD) transfers in 3–4 seconds for ~$0.0002 with deterministic Destination Tag invoice matching.
| Rede | Chain ID / Scope | Finality SLA | Typical Network Fee | Permit sem Gas | Supported Assets |
|---|---|---|---|---|---|
| Solana | mainnet-beta / devnet |
1–2 seconds (~400ms slot) | ~$0.0005 (paid in SOL) | Standard Payer/QR | USDC, USDT, PYUSD, SOL |
| Rede Base (Coinbase L2) | 8453 (Mainnet) / 84532 (Base Sepolia) |
~2 seconds | ~$0.003–$0.006 | Supported | USDC, EURC, ETH, BASE |
| Rede Arbitrum One | 42161 (Mainnet) / 421614 (Arbitrum Sepolia) |
1–2 seconds (sequencer soft-confirm) | ~$0.006–$0.01 | Supported | USDC, USDT, DAI, ETH, ARB |
| Rede Polygon PoS | 137 (Mainnet) / 80002 (Polygon Amoy) |
2–4 seconds | ~$0.004–$0.008 (paid in POL) | Supported | USDC, USDT, DAI, POL |
| Rede Principal OP (Optimism) | 10 (Mainnet) / 11155420 (OP Sepolia) |
~2 seconds | ~$0.004–$0.008 | Supported | USDC, USDT, DAI, ETH, OP |
| Rede TRON (TRC-20) | TRON Mainnet / Shasta Testnet |
3–6 seconds | TRX / Energy (payer or exchange withdrawal) | Standard Payer/QR | USDT, TRX |
| Rede BNB Smart Chain (BEP-20) | 56 (Mainnet) / 97 (BSC Testnet) |
~3 seconds | ~$0.02–$0.04 (paid in BNB) | Standard Payer/QR | USDT, USDC, DAI, BNB |
| Rede Principal Ethereum (ERC-20) | 1 (Mainnet) / 11155111 (Sepolia) |
12–24 seconds (1–2 blocks) | ~$0.40–$2.50 (network congestion dependent) | Supported | USDC, USDT, EURC, PYUSD, DAI, ETH |
| Rede Avalanche C-Chain | 43114 (Mainnet) / 43113 (Fuji Testnet) |
1–2 seconds (deterministic Snowman) | ~$0.015–$0.03 (paid in AVAX) | Supported | USDC, USDT, EURC, AVAX |
| Rede TON (The Open Network) | TON Mainnet / TON Testnet |
~5 seconds | ~$0.01–$0.02 (paid in TON) | Standard Payer/QR | USDT, TON |
| Rede Bitcoin (BTC) | Bitcoin Mainnet / Testnet |
Zero-conf risk-scored (<$100) or 1–3 blocks | Dynamic sat/vB miner fee | Standard Payer/QR | BTC |
| Rede Circle Arc | Circle Arc (Mainnet-Ready / Arc Testnet Live) |
~1 second deterministic finality | Paid natively in USDC (~$0.002) | Supported | USDC, EURC |
| Rede Sui | Sui Mainnet / Sui Testnet |
~400 milliseconds (Mysticeti DAG) | ~$0.001–$0.003 (paid in SUI) | Standard Payer/QR | USDC, SUI |
| Rede Aptos | Aptos Mainnet (1) / Aptos Testnet (2) |
<1 second deterministic finality | ~$0.0005–$0.002 (paid in APT) | Standard Payer/QR | USDC, USDT, APT |
| Protocolo NEAR | NEAR Mainnet / NEAR Testnet |
~1.2 seconds (Nightshade Sharding) | ~$0.001 (paid in NEAR) | Standard Payer/QR | USDC, USDT, NEAR |
| Rede XRP Ledger (XRPL) | XRPL Mainnet / XRPL Altnet Testnet |
3–4 seconds deterministic ledger close | ~$0.0002 (fractions of a drop in XRP) | Standard Payer/QR | RLUSD, XRP |
Multi-Chain Architecture FAQ
How many blockchain networks does XPayr support with a single API integration?
One XPayr API v1 or 1-line Pay Button integration unlocks 16 Layer-1 and Layer-2 blockchain networks — Solana, Base, Rede Arbitrum One, Rede Polygon PoS, OP Mainnet, Rede TRON (TRC-20), BNB Smart Chain, Ethereum Mainnet, Rede Avalanche C-Chain, TON, Bitcoin, Circle Arc, Rede Sui, Aptos, Protocolo NEAR, and Rede XRP Ledger (XRPL) — liquidando 99.5% directly to your non-custodial wallets.
Which networks support ERC-2612 Permit sem Gas checkout?
Base, Rede Arbitrum One, Rede Polygon PoS, OP Mainnet, Ethereum Mainnet, Rede Avalanche C-Chain, and Circle Arc support gasless/native-USDC permit flows (/gasless) on eligible token contracts so buyers never abandon carts due to missing native gas.
Which chains convert highest for global retail vs B2B SaaS?
TRON TRC-20 and BNB Smart Chain BEP-20 lead emerging-market and Exchange QR retail volume, TON leads Telegram Mini Apps, Solana, Sui, Aptos, NEAR, and Base lead AI/SaaS & developer tools, and Ethereum + Arbitrum + XRPL + Circle Arc lead high-ticket corporate B2B treasury settlements.
Does XPayr charge different gateway fees per blockchain?
Never. XPayr charges a single transparent 0.5% (50 bps) gateway fee across every supported network, with $0 setup, $0 monthly subscription, and $0 custodial withdrawal fees.