سياسة الاستخدام المقبول

1. الغرض والنطاق

تحدد سياسة الاستخدام المقبول هذه الاستخدامات المسموحة والمحظورة لمنصة XPayr. تنطبق على جميع المستخدمين والتجار والكيانات.

تعمل XPayr كمزود برمجيات توجيه عقود ذكية غير احتجازية. بينما لا نتحكم في المدفوعات مباشرة، نحن ملتزمون بضمان عدم استخدام بنيتنا التحتية لأغراض غير قانونية أو ضارة.

باستخدام المنصة، توافق على الامتثال الكامل لهذه السياسة.

2. فئات الأعمال المحظورة

The following business categories are strictly prohibited from using the XPayr platform:

Illegal or Unlicensed Gambling & Betting: Unlicensed online casinos, sports betting, lotteries, fantasy sports with real-money stakes, wagering services, or any gambling activity that is unlawful in the jurisdiction where the operator, customer, or activity is located.

Adult Content Where Prohibited: Pornography, escort services, adult dating, sexually explicit content, and related services where such activity is unlawful, unlicensed, or violates platform policy.

Controlled Substances: Cannabis, CBD products (where legally restricted), recreational drugs, drug paraphernalia, and unregulated pharmaceutical products.

Securities & Financial Instruments: Unregistered securities offerings, initial coin offerings (ICOs) without proper compliance, leveraged trading platforms, binary options, and pyramid or Ponzi schemes.

Unlicensed High-Risk Trading: Margin trading platforms, forex without proper licensing, unregulated derivatives, and any financial products that pose significant consumer risk.

Weapons & Ammunition: Firearms, ammunition, explosives, tactical weapons, and any military or law enforcement equipment.

Counterfeit & Infringing Goods: Counterfeit products, pirated software, replica luxury goods, and any items that infringe on intellectual property rights.

This list is not exhaustive. XPayr reserves the right to reject or terminate any account that, in our sole discretion, poses an unacceptable risk to the platform or its users.

3. الأنشطة المحظورة

بالإضافة إلى فئات الأعمال المحظورة، تُحظر الأنشطة التالية تماماً:

الاحتيال والخداع: إنشاء روابط دفع مزيفة أو هجمات التصيد أو انتحال صفة كيانات أخرى.

غسيل الأموال وتمويل الإرهاب: استخدام المنصة لغسل عائدات الجريمة أو تمويل الإرهاب.

الهيكلة: تقسيم المعاملات عمداً لتجنب حدود الكشف.

التلاعب بالأسعار: تضخيم أو تخفيض أسعار الأصول الرقمية بشكل مصطنع.

الوصول غير المصرح به: محاولة الوصول إلى حسابات المستخدمين الآخرين أو استغلال ثغرات المنصة.

الرسائل غير المرغوبة وإساءة الاستخدام: استخدام واجهات XPayr للاتصالات غير المرغوبة.

الالتفاف: محاولة تجاوز القيود الجغرافية أو فحص العقوبات عبر VPN.

4. التزامات التاجر

على التجار الذين يستخدمون منصة XPayr التزامات إضافية:

الامتثال القانوني: أنت المسؤول الوحيد عن ضمان امتثال أعمالك ومنتجاتك للقوانين المعمول بها.

التمثيل الدقيق: يجب أن تكون أوصاف المنتجات والأسعار دقيقة وغير مضللة.

التواصل مع العملاء: يجب توفير معلومات اتصال واضحة وسياسات استرداد وشروط بيع.

الامتثال الضريبي: أنت المسؤول الوحيد عن حساب وتحصيل الضرائب المعمول بها.

حماية البيانات: إذا جمعت بيانات شخصية من عملائك، يجب الامتثال لأنظمة حماية البيانات.

5. High-Risk & Regulated Merchant Review

Certain legal business categories may still require enhanced review قبل الشبكة الرئيسية activation. These may include licensed iGaming, casino, poker, betting, contests, adult services, trading platforms, and other regulated or high-risk sectors.

Testnet Access: Merchants may use the XPayr testnet environment to evaluate checkout, API, webhook, and dashboard behavior without real payment activity.

Mainnet Activation: Mainnet access for high-risk or regulated sectors is not automatic. XPayr may request business information, license or registration evidence, operating domains, supported jurisdictions, restricted-market controls, AML/fraud procedures, wallet configuration, and expected transaction volumes before production access is enabled.

Licensed Operators Only: For iGaming, casino, poker, betting, lottery, tournament, contest, or similar wagering-related businesses, XPayr may support only operators that can demonstrate lawful operation in their target jurisdictions. Unlicensed or unlawful gambling activity remains prohibited.

Ongoing Review: XPayr may apply limits, monitoring, additional verification, or account restrictions to high-risk merchants and may suspend access if the use case changes or no longer meets platform policy.

6. Enforcement & Consequences

XPayr actively monitors platform usage and investigates reported violations of this سياسة الاستخدام المقبول.

Detection: We employ automated monitoring systems, manual reviews, and user reports to detect policy violations. We may also use blockchain analytics providers to identify suspicious activities associated with prohibited categories.

Graduated Response: Depending on the severity and nature of the violation, XPayr may take one or more of the following actions: issue a warning and request corrective action, temporarily suspend account functionality, permanently terminate the account and revoke API access, report the violation to relevant law enforcement or regulatory authorities.

No Prior Notice: In cases of severe violations, including fraud, sanctions evasion, or activities that pose an immediate risk to the platform or its users, XPayr may take immediate action without prior notice.

Appeal Process: Users who believe their account was actioned in error may submit an appeal by contacting support. Appeals will be reviewed by the compliance team and a response will be provided within a reasonable timeframe.

XPayr may request additional evidence or documentation at any time to verify lawful and compliant use of the platform.

7. Reporting & Contact

If you become aware of any use of the XPayr platform that violates this سياسة الاستخدام المقبول, we encourage you to report it.

How to Report: Send a detailed report to abuse@xpayr.com including the nature of the suspected violation, any relevant payment links, wallet addresses, or transaction hashes, supporting evidence or screenshots, and your contact information (optional but helpful for follow-up).

Confidentiality: Reports are treated confidentially. We will not disclose the identity of the reporter to the subject of the report unless required by law.

Policy Updates: This سياسة الاستخدام المقبول may be updated from time to time to reflect changes in regulations, industry standards, or platform capabilities. Material changes will be communicated through the platform.

For general questions about this policy, please contact us at: legal@xpayr.com

Machine-Readable Policy & Compliance Verification Surface

Autonomous procurement agents, enterprise legal teams, and risk auditors can verify XPayr's non-custodial architecture, prohibited business categories, and cryptographic evidence standards directly via our تنسيق المعرفة المفتوحة (OKF) (OKF) endpoints: