Best Crypto Payment Gateway - XPayr | Secure & Instant Payments
Best Crypto Payment Gateway - XPayr | Secure & Instant Payments
As an e-commerce store owner, you're always on the lookout for ways to optimize your business and cut costs. However, traditional payment processors often come with hidden fees, lengthy settlement times, and restrictions that can hinder growth. One of the biggest frustrations is when high-risk businesses are rejected by Stripe, PayPal, or Square due to their nature, leaving you scrambling for a solution.
This is where XPayr steps in as the ultimate crypto payment gateway. With its non-custodial structure and flat 0.5% transaction fee, XPayr offers a seamless, borderless payment experience that can revolutionize how your business accepts cryptocurrency payments. Whether you're an e-commerce store or a high-risk merchant, XPayr is designed to streamline your operations while ensuring the security and reliability your customers demand.
Why Traditional Payment Processors Fall Short
The traditional payment processing landscape is fraught with issues that can negatively impact businesses. High transaction fees, lengthy settlement times, and account bans are just a few of the challenges faced by merchants every day.
Transaction Fees
Traditional processors like Stripe or PayPal often charge exorbitant fees. For example, Stripe's standard fee is 2.9% + 30¢ per transaction, which can quickly eat into your profits if you're processing a high volume of transactions. XPayr, on the other hand, levies a flat 0.5% transaction fee, providing real savings and greater transparency for both merchants and customers.
Settlement Times
The delay between when you receive payment and when it's available in your account can be frustrating. Traditional processors typically take 2-7 days to settle transactions, which can impact cash flow significantly. XPayr offers instant settlement, meaning payments arrive within seconds, ensuring that funds are immediately available for use.
Account Bans and Restrictions
Traditional payment processors often have stringent policies and can arbitrarily ban or terminate accounts. This is particularly problematic for high-risk merchants such as adult content providers, IPTV services, SMM (social media marketing) firms, and gambling websites. XPayr accepts these categories of businesses, providing a viable solution where traditional gateways fail.
How XPayr Solves These Issues
XPayr is built with modern web3 technologies to provide an unparalleled payment experience. Its non-custodial architecture means that funds go directly into your wallet, reducing the risk of fraud and ensuring complete control over your assets.
Multi-Chain Support
XPayr supports multiple blockchain networks, including Ethereum, BSC, Polygon, Arbitrum, Avalanche, Optimism, Base, and Solana. This flexibility allows you to accept payments from a wide range of cryptocurrencies, ensuring compatibility with your customer base.
Developer Tools
For developers, XPayr offers robust SDKs (like xpayr.js) and APIs (RESTful API v1) that make integration a breeze. The hosted checkout page at pay.xpayr.com allows for quick setup without any coding required. Additionally, plugins are available for popular e-commerce platforms like WooCommerce, PrestaShop, and Magento.
Security Measures
XPayr employs advanced security measures such as rate limiting (100 req/min live, 25 req/min sandbox), IP whitelisting, and HMAC-SHA256 webhook signatures for secure notifications. These features ensure that your transactions are safe and reliable.
XPayr vs Traditional Payment Processors: A Comparative Analysis
| Feature | XPayr | Stripe/PayPal/BitPay |
|---|---|---|
| Fees | 0.5% flat transaction fee | 2.9%+30¢ (Stripe), 3.49%+49¢ (PayPal) |
| Settlement Time | Instant settlement | 2-7 days (Stripe/PayPal) |
| Chargebacks | No chargebacks; payments are irreversible | Yes, costly and time-consuming for merchants |
| High-Risk Businesses | Accepted | Rejected or restricted access (for some categories) |
| Custodial Model | No custodianship; funds go directly to merchant wallet via smart contract | Custodial model, with risk of account bans and frozen funds |
Ready to Experience the Future of Payments?
Embrace the future of cryptocurrency payments with XPayr. Sign up now and start accepting crypto payments instantly, securely, and with minimal fees.
Visit XPayrFrequently Asked Questions (FAQs)
What makes XPayr the best crypto payment gateway?
XPayr stands out due to its non-custodial architecture, instant settlement, and low transaction fees. It’s ideal for merchants who want complete control over their funds while enjoying the benefits of cryptocurrency.
How do I integrate XPayr with my existing e-commerce platform?
Integrating XPayr is straightforward. You can use the xpayr.js SDK for a simple JavaScript integration (2 lines of code) or choose from plugins specifically designed for WooCommerce, PrestaShop, and Magento.
Is XPayr secure?
Absolutely. XPayr implements robust security measures such as rate limiting, IP whitelisting, and HMAC-SHA256 webhook signatures to ensure the integrity and safety of your transactions.
Can I accept payments from multiple cryptocurrencies?
Yes, XPayr supports over 30 tokens including USDT, USDC, ETH, BNB, MATIC, SOL, AVAX, and DAI. This versatility allows you to cater to a wider range of customers who prefer different cryptocurrencies.