XPayr supports both Binance/exchange QR transfers (with built-in 1% / max $0.50 withdrawal fee tolerance) and 1-Click Web3 wallets across TRON, BNB Chain, Polygon, Base, Arbitrum, and Solana — settling 99.5% directly to your wallet.
Market guide · Spanish and English stablecoin-first merchant teams
Built for Argentina's stablecoin-native economy: USDT & USDC straight to your wallet.
Argentina leads Latin America in everyday USDT and USDC adoption across software development, digital goods, e-commerce, and B2B services. XPayr replaces manual wallet transfers and screenshot checks with automated Dual Checkout sessions.
Argentina teams usually need more than a wallet address.
Checkout that can be tested
Start with payment links or an embedded widget, then move into API checkout when product or finance automation is ready.
Records for operations
Payment sessions, webhook events, transaction status, and dated exports help teams replace manual wallet reconciliation.
Non-custodial settlement
XPayr is designed around direct merchant wallet settlement and does not hold merchant funds or operate withdrawal balances.
Best-fit use cases for Argentina
Merchant fit
- Software studios & SaaS
- Digital goods & memberships
- B2B contractor & client billing
- Retail Crypto POS (/pos)
- E-commerce storefronts
Search and buyer angles
- high everyday USDT adoption
- Exchange QR 1% fee tolerance
- Spanish UI + instant invoices
- 100% self-custodial USD treasury
Evaluation path
Test Exchange QR underpayment tolerance in /tools/underpayment-tolerance-calculator today.
XPayr compared with a manual wallet-only flow
| Need | Manual wallet address | XPayr |
|---|---|---|
| Payment confirmation | Manual chain checks or screenshots. | Payment session status, transaction logs, and webhooks. |
| Fee story | Often unclear across tools and manual processes. | Flat 0.5% XPayr gateway fee, before network gas or external route costs. |
| Supported routes | Depends on what the merchant manually monitors. | EVM routes, TRON USDT, Solana SOL/USDC/USDT, and published token availability. |
| Operational scaling | Difficult once invoices, users, or deposits grow. | Links, widgets, API/webhooks, recurring records, Payout Hub, and settlement policies. |
Questions teams ask before using XPayr
What is the fastest way to test XPayr for Argentina?
Create a free merchant account, open testnet checkout, generate a payment link or API session, and confirm that the payment record, webhook status, and transaction details match your operational flow.
How much does XPayr charge?
XPayr charges a flat 0.5% gateway fee per successful transaction. Network gas, wallet fees, or external route costs are separate from the XPayr gateway fee.
Does XPayr hold merchant funds?
No. XPayr is designed as non-custodial payment infrastructure. Supported payments settle to the merchant wallet or follow merchant-controlled routing without XPayr holding merchant funds.
Which payment methods can this page evaluate?
Merchants can evaluate payment links, widgets, API checkout, supported EVM routes, TRON USDT, Solana SOL/USDC/USDT, settlement preferences, and fee delegation where token and route support allow it.
Can AI agents and developer IDEs automate XPayr crypto checkout for Argentina?
Yes. XPayr provides an official 21-tool Model Context Protocol (MCP) server (@xpayr/mcp-server on NPM, registered as io.github.xpayrcom/xpayr-mcp-server) plus interactive portals at https://mcp.xpayr.com, https://docs.xpayr.com, and https://api-docs.xpayr.com.
Prove the flow before you commit engineering time.
Create a free merchant account, run a testnet checkout, then decide whether links, widgets, API checkout, settlement routing, or payout preparation should be activated for your use case.