With XPayr Hosted Invoices (/invoices) and Dual Checkout (/checkout), Hong Kong-facing merchants accept TRON TRC-20 USDT, Base/Arbitrum USDC, and Solana directly into self-custodial wallets with full tx_hash audit trails.
Market guide · English and Chinese cross-border trade & SaaS teams
Settle global B2B & e-commerce invoices in USDT and USDC without wire delays.
Hong Kong trading companies, cross-border e-commerce brands, and cloud software teams use XPayr to replace slow T+4 correspondent bank wires and 3.5% card FX fees with instant 0.5% non-custodial stablecoin checkout.
Hong Kong teams usually need more than a wallet address.
Checkout that can be tested
Start with payment links or an embedded widget, then move into API checkout when product or finance automation is ready.
Records for operations
Payment sessions, webhook events, transaction status, and dated exports help teams replace manual wallet reconciliation.
Non-custodial settlement
XPayr is designed around direct merchant wallet settlement and does not hold merchant funds or operate withdrawal balances.
Best-fit use cases for Hong Kong
Merchant fit
- Cross-border B2B invoicing
- High-ticket electronics & D2C
- Cloud & gaming platforms
- SaaS & API subscriptions
- Wholesale supplier settlement
Search and buyer angles
- TRON TRC-20 USDT liquidity
- Exchange QR withdrawal tolerance
- instant B2B invoice links
- zero rolling reserves
Evaluation path
Generate a sample B2B stablecoin invoice in /tools/crypto-invoice-generator or start free on Testnet.
XPayr compared with a manual wallet-only flow
| Need | Manual wallet address | XPayr |
|---|---|---|
| Payment confirmation | Manual chain checks or screenshots. | Payment session status, transaction logs, and webhooks. |
| Fee story | Often unclear across tools and manual processes. | Flat 0.5% XPayr gateway fee, before network gas or external route costs. |
| Supported routes | Depends on what the merchant manually monitors. | EVM routes, TRON USDT, Solana SOL/USDC/USDT, and published token availability. |
| Operational scaling | Difficult once invoices, users, or deposits grow. | Links, widgets, API/webhooks, recurring records, Payout Hub, and settlement policies. |
Questions teams ask before using XPayr
What is the fastest way to test XPayr for Hong Kong?
Create a free merchant account, open testnet checkout, generate a payment link or API session, and confirm that the payment record, webhook status, and transaction details match your operational flow.
How much does XPayr charge?
XPayr charges a flat 0.5% gateway fee per successful transaction. Network gas, wallet fees, or external route costs are separate from the XPayr gateway fee.
Does XPayr hold merchant funds?
No. XPayr is designed as non-custodial payment infrastructure. Supported payments settle to the merchant wallet or follow merchant-controlled routing without XPayr holding merchant funds.
Which payment methods can this page evaluate?
Merchants can evaluate payment links, widgets, API checkout, supported EVM routes, TRON USDT, Solana SOL/USDC/USDT, settlement preferences, and fee delegation where token and route support allow it.
Can AI agents and developer IDEs automate XPayr crypto checkout for Hong Kong?
Yes. XPayr provides an official 21-tool Model Context Protocol (MCP) server (@xpayr/mcp-server on NPM, registered as io.github.xpayrcom/xpayr-mcp-server) plus interactive portals at https://mcp.xpayr.com, https://docs.xpayr.com, and https://api-docs.xpayr.com.
Prove the flow before you commit engineering time.
Create a free merchant account, run a testnet checkout, then decide whether links, widgets, API checkout, settlement routing, or payout preparation should be activated for your use case.