XPayr enables global-selling SaaS and engineering teams to generate instant multi-chain invoice links (/invoices), integrate Laravel or Node.js SDKs (/sdks), and reconcile every transaction hash cleanly.
Market guide · India-facing SaaS, IT export, and developer teams
Collect global SaaS, AI & agency revenue in USDT and USDC without card declines.
Software exporters, AI startups, freelance agencies, and hosting providers serving international clients frequently lose overseas buyers to cross-border 3DS card failures. XPayr converts global buyers via Polygon, Base, Solana, and TRON stablecoins at 0.5%.
India teams usually need more than a wallet address.
Checkout that can be tested
Start with payment links or an embedded widget, then move into API checkout when product or finance automation is ready.
Records for operations
Payment sessions, webhook events, transaction status, and dated exports help teams replace manual wallet reconciliation.
Non-custodial settlement
XPayr is designed around direct merchant wallet settlement and does not hold merchant funds or operate withdrawal balances.
Best-fit use cases for India
Merchant fit
- Global SaaS & AI tools
- IT & development agencies
- Polygon & Web3 dApps
- VPS & domain hosting
- Paid developer extensions
Search and buyer angles
- Polygon PoS & L2 native speed
- international card decline recovery
- B2B USDC/USDT invoice links
- ES256 software License Kit
Evaluation path
Start with free Testnet API keys or generate a B2B payment link in minutes.
XPayr compared with a manual wallet-only flow
| Need | Manual wallet address | XPayr |
|---|---|---|
| Payment confirmation | Manual chain checks or screenshots. | Payment session status, transaction logs, and webhooks. |
| Fee story | Often unclear across tools and manual processes. | Flat 0.5% XPayr gateway fee, before network gas or external route costs. |
| Supported routes | Depends on what the merchant manually monitors. | EVM routes, TRON USDT, Solana SOL/USDC/USDT, and published token availability. |
| Operational scaling | Difficult once invoices, users, or deposits grow. | Links, widgets, API/webhooks, recurring records, Payout Hub, and settlement policies. |
Questions teams ask before using XPayr
What is the fastest way to test XPayr for India?
Create a free merchant account, open testnet checkout, generate a payment link or API session, and confirm that the payment record, webhook status, and transaction details match your operational flow.
How much does XPayr charge?
XPayr charges a flat 0.5% gateway fee per successful transaction. Network gas, wallet fees, or external route costs are separate from the XPayr gateway fee.
Does XPayr hold merchant funds?
No. XPayr is designed as non-custodial payment infrastructure. Supported payments settle to the merchant wallet or follow merchant-controlled routing without XPayr holding merchant funds.
Which payment methods can this page evaluate?
Merchants can evaluate payment links, widgets, API checkout, supported EVM routes, TRON USDT, Solana SOL/USDC/USDT, settlement preferences, and fee delegation where token and route support allow it.
Can AI agents and developer IDEs automate XPayr crypto checkout for India?
Yes. XPayr provides an official 21-tool Model Context Protocol (MCP) server (@xpayr/mcp-server on NPM, registered as io.github.xpayrcom/xpayr-mcp-server) plus interactive portals at https://mcp.xpayr.com, https://docs.xpayr.com, and https://api-docs.xpayr.com.
Prove the flow before you commit engineering time.
Create a free merchant account, run a testnet checkout, then decide whether links, widgets, API checkout, settlement routing, or payout preparation should be activated for your use case.