NEAR

Accept NEAR Protocol (NEAR) Crypto Payments

Accept NEAR payments for AI compute, SaaS subscriptions, developer tools, and global e-commerce with ~1.2s finality and a flat 0.5% XPayr fee.

Start accepting NEAR View API Docs AI & MCP Portal

0.5%

Gateway fee

30+

Supported tokens

7+

Blockchain networks

24/7

Always-on settlement

What is NEAR Protocol (NEAR)?

NEAR Protocol is a sharded, chain-abstracted Layer-1 leading decentralized AI agent infrastructure, human-readable accounts, and ~1.2-second finality. XPayr pairs NEAR ecosystem speed with HTTP 402 agent paywalls, 21 MCP tools, and 0.5% non-custodial checkout.

Supported Networks: NEAR Mainnet & Supported Cross-Chain Routes
4-step flow

How do NEAR payments work?

Accept NEAR Protocol payments through XPayr in four simple steps.

1

Create merchant account

Sign up on XPayr and configure your wallet address for NEAR settlement.

2

Integrate payment flow

Use API, plugins, payment links, or widgets to add NEAR checkout to your site.

3

Customer pays with NEAR

Customer selects NEAR Protocol at checkout. XPayr generates a payment invoice with real-time pricing.

4

Receive to your wallet

Once confirmed on-chain, the payment is settled directly to your personal NEAR wallet.

Why accept NEAR Protocol payments?

Compelling reasons to add NEAR as a payment option for your business.

AI-Native Ecosystem Synergy

Combine NEAR developer communities with XPayr HTTP 402 API paywalls (/x402) and Agent Commerce (/agent-commerce).

~1.2-Second Sharded Finality

Nightshade sharding keeps network fees below $0.01 even under peak global load.

Zero Chargebacks, 99.5% Net

Retain 99.5% of every invoice directly in your self-custodial wallet with signed webhook proofs.

create-payment.js 
const response = await fetch('https://api.xpayr.com/v1/payment', {
  method: 'POST',
  headers: {
    'x-api-key': YOUR_API_KEY,
    'Content-Type': 'application/json'
  },
  body: JSON.stringify({
    price_amount: 100,
    price_currency: 'usd',
    pay_currency: 'near',
    order_id: 'ORDER-001'
  })
});

const payment = await response.json();
// payment.pay_address  → Send NEAR here
// payment.pay_amount   → Exact NEAR amount

How to accept NEAR Protocol payments

  1. Sign up Create your free XPayr merchant account.
  2. Add your NEAR wallet Enter your NEAR Protocol wallet address for settlement.
  3. Generate API key Create an API key from your merchant dashboard.
  4. Choose integration method Use API, plugins, invoices, or payment buttons.
  5. Start accepting NEAR! Go live and let customers pay with NEAR Protocol.
Transparent 0.5% Gateway Fee for NEAR

Accepting $1,000.00 in NEAR Protocol (NEAR) costs a flat $5.00 USD (0.5%) gateway fee with $995.00 USD settled directly to your non-custodial wallet. Zero custody, zero rolling reserves, and 1% (max $0.50) exchange withdrawal fee tolerance.

Automate NEAR Checkout via AI Agents & MCP

Invoke xpayr_create_payment_session or xpayr_calculate_gateway_fee for NEAR using npx -y @xpayr/mcp-server or our Remote MCP endpoint:

POST https://xpayr.com/api/mcp
FAQ

NEAR Protocol Payment Questions

Everything you need to know about accepting NEAR payments through XPayr.

XPayr natively speaks AI-agent standards — including a 21-tool MCP server (/mcp), Google A2A v1.0 (/.well-known/agent.json), and HTTP 402 paywalls (/x402).

Yes. Buyers can pay via wallet or exchange withdrawal with deterministic session tracking.

A flat 0.5% (50 bps) gateway fee with $0 monthly subscription and $0 rolling reserve.

Ready to accept NEAR Protocol payments?

Create your free merchant account and start accepting NEAR in minutes. No monthly fees, transparent pricing, direct wallet settlement.

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