XPayr gives Colombia-facing merchants Spanish-localized Dual Checkout (Web3 + Binance/Bybit Exchange QR), itemized B2B Invoices (/invoices), and 99.5% direct wallet finality across TRON, Polygon, Base, BNB Chain, and Solana.
Market guide · Spanish-speaking LATAM merchant, agency, and SaaS teams
Borderless USD stablecoin checkout for Colombian agencies, SaaS & e-commerce.
Colombian software agencies, B2B exporters, freelancers, and digital storefronts increasingly price and settle in USDT and USDC to avoid costly international wire intermediaries and card declines.
Colombia teams usually need more than a wallet address.
Checkout that can be tested
Start with payment links or an embedded widget, then move into API checkout when product or finance automation is ready.
Records for operations
Payment sessions, webhook events, transaction status, and dated exports help teams replace manual wallet reconciliation.
Non-custodial settlement
XPayr is designed around direct merchant wallet settlement and does not hold merchant funds or operate withdrawal balances.
Best-fit use cases for Colombia
Merchant fit
- Software & design agencies (/solutions/freelancers-agencies)
- SaaS & online education
- WooCommerce & Shopify stores
- Creator & Discord/Telegram communities
- Hospitality POS
Search and buyer angles
- TRON & Polygon USDT/USDC demand
- Binance QR 1% fee tolerance
- Spanish checkout localization
- 99.5% USD stablecoin retention
Evaluation path
Generate a sample USD stablecoin invoice in /tools/crypto-invoice-generator.
XPayr compared with a manual wallet-only flow
| Need | Manual wallet address | XPayr |
|---|---|---|
| Payment confirmation | Manual chain checks or screenshots. | Payment session status, transaction logs, and webhooks. |
| Fee story | Often unclear across tools and manual processes. | Flat 0.5% XPayr gateway fee, before network gas or external route costs. |
| Supported routes | Depends on what the merchant manually monitors. | EVM routes, TRON USDT, Solana SOL/USDC/USDT, and published token availability. |
| Operational scaling | Difficult once invoices, users, or deposits grow. | Links, widgets, API/webhooks, recurring records, Payout Hub, and settlement policies. |
Questions teams ask before using XPayr
What is the fastest way to test XPayr for Colombia?
Create a free merchant account, open testnet checkout, generate a payment link or API session, and confirm that the payment record, webhook status, and transaction details match your operational flow.
How much does XPayr charge?
XPayr charges a flat 0.5% gateway fee per successful transaction. Network gas, wallet fees, or external route costs are separate from the XPayr gateway fee.
Does XPayr hold merchant funds?
No. XPayr is designed as non-custodial payment infrastructure. Supported payments settle to the merchant wallet or follow merchant-controlled routing without XPayr holding merchant funds.
Which payment methods can this page evaluate?
Merchants can evaluate payment links, widgets, API checkout, supported EVM routes, TRON USDT, Solana SOL/USDC/USDT, settlement preferences, and fee delegation where token and route support allow it.
Can AI agents and developer IDEs automate XPayr crypto checkout for Colombia?
Yes. XPayr provides an official 21-tool Model Context Protocol (MCP) server (@xpayr/mcp-server on NPM, registered as io.github.xpayrcom/xpayr-mcp-server) plus interactive portals at https://mcp.xpayr.com, https://docs.xpayr.com, and https://api-docs.xpayr.com.
Prove the flow before you commit engineering time.
Create a free merchant account, run a testnet checkout, then decide whether links, widgets, API checkout, settlement routing, or payout preparation should be activated for your use case.