Sovereign Sound-Money L1

Non-Custodial Bitcoin (BTC) Payment Gateway — Zero Custodial Middlemen

Accept native Bitcoin directly into your own hardware wallet or multisig treasury without running dedicated full-node infrastructure or surrendering custody to 1% processors.

Open Free Bitcoin Testnet Workspace 🧪 Interactive Checkout Sandbox ⚖️ Compare Gas & Finality 🌐 All 12 Networks
Chain ID / ScopeBitcoin Mainnet / Testnet
Confirmation SLAZero-conf risk-scored (<$100) or 1–3 blocks
Typical Network GasDynamic sat/vB miner fee
XPayr Split99.5% Merchant / 0.5% Fee

Bitcoin (BTC) Settlement Architecture

Configurable Zero-Conf Risk Engine

Approve low-ticket digital orders quickly when mempool RBF/fee heuristics pass (/developers/zero-conf-risk-engine), while enforcing full block confirmations on high-value orders.

Zero Node Maintenance Cost

Get BTCPay-grade self-custody without maintaining $80+/mo pruned/full Bitcoin + indexer VPS clusters.

Supported Wallets & Exchange QR Behavior

Wallets: Sparrow, Ledger, Trezor, Coldcard, BlueWallet, Phantom + Any Exchange
BIP-21 URI + high-contrast QR codes work seamlessly with every Bitcoin wallet and exchange worldwide.

Best-Fit Merchant Verticals

Privacy-first VPS/VPN hosting, luxury retail, donations (/donation-tools), high-value B2B invoices, and sovereign corporate BTC treasuries.

Supported Assets on Bitcoin (BTC)

Accept BTC →

API v1 Session Payload (bitcoin)

Pin preferred_network: "bitcoin" or omit it so buyers can switch freely across your enabled chains.

POST https://xpayr.com/api/v1/payments
Authorization: Bearer sk_test_your_workspace_key
Content-Type: application/json

{
    "amount": "149.00",
    "currency": "USD",
    "preferred_network": "bitcoin",
    "preferred_token": "BTC",
    "order_id": "ord_bitcoin_9041",
    "underpayment_tolerance_pct": 1,
    "webhook_url": "https://merchant.example.com/webhooks/xpayr",
    "metadata": {
        "network": "bitcoin",
        "settlement_split": "99.5_pct_merchant_wallet"
    }
}
⚙️ Generate Code in 8 Languages 🔔 Webhook Event Schemas

Explore All 12 Supported Blockchain Rails

Solana Base (Coinbase L2) Arbitrum One Polygon PoS OP Mainnet (Optimism) TRON (TRC-20) BNB Smart Chain (BEP-20) Ethereum Mainnet (ERC-20) Avalanche C-Chain TON (The Open Network) Circle Arc Network

Bitcoin (BTC) Checkout FAQ

Does XPayr ever hold our Bitcoin private keys?

Never. XPayr is 100% non-custodial software infrastructure — BTC settles directly to the Bitcoin address or xpub-derived destination you control.