High-Volume Retail EVM Rail

BNB Smart Chain (BEP-20) Payment Gateway — Low-Fee USDT, USDC & BNB Checkout

BNB Smart Chain (Chain ID 56) is the preferred low-fee EVM withdrawal rail for tens of millions of Binance and Trust Wallet users worldwide, offering $0.03 gas fees and 3-second confirmations.

Open Free BSC Testnet (97) Workspace 🧪 Interactive Checkout Sandbox ⚖️ Compare Gas & Finality 🌐 All 12 Networks
Chain ID / Scope56 (Mainnet) / 97 (BSC Testnet)
Confirmation SLA~3 seconds
Typical Network Gas~$0.02–$0.04 (paid in BNB)
XPayr Split99.5% Merchant / 0.5% Fee

BNB Smart Chain (BEP-20) Settlement Architecture

Massive Retail Wallet Reach

Native integration with Trust Wallet, Binance Web3 Wallet, MetaMask, and WalletConnect mobile deep-links.

TRON Alternative with Lower Payer Fees

Offering BEP-20 USDT alongside TRC-20 USDT saves buyers $1–$2 in network fees while settling into your standard 0x EVM wallet.

BSC Testnet (Chain ID 97)

Full sk_test_ session and webhook parity on BSC Testnet.

Supported Wallets & Exchange QR Behavior

Wallets: Trust Wallet, Binance Web3 Wallet, MetaMask, Rabby + Exchange QR
Binance and Bybit often offer $0 or ultra-low BEP-20 USDT/USDC withdrawal fees, making BSC a top converter for Exchange QR buyers.

Best-Fit Merchant Verticals

Global digital goods, gaming credits, hosting renewals, SaaS plans, and emerging-market retail e-commerce.

Supported Assets on BNB Smart Chain (BEP-20)

Accept USDT → Accept USDC → Accept DAI → Accept BNB →

API v1 Session Payload (bsc)

Pin preferred_network: "bsc" or omit it so buyers can switch freely across your enabled chains.

POST https://xpayr.com/api/v1/payments
Authorization: Bearer sk_test_your_workspace_key
Content-Type: application/json

{
    "amount": "149.00",
    "currency": "USD",
    "preferred_network": "bsc",
    "preferred_token": "USDT",
    "order_id": "ord_bsc_9041",
    "underpayment_tolerance_pct": 1,
    "webhook_url": "https://merchant.example.com/webhooks/xpayr",
    "metadata": {
        "network": "bsc",
        "settlement_split": "99.5_pct_merchant_wallet"
    }
}
⚙️ Generate Code in 8 Languages 🔔 Webhook Event Schemas

Explore All 12 Supported Blockchain Rails

Solana Base (Coinbase L2) Arbitrum One Polygon PoS OP Mainnet (Optimism) TRON (TRC-20) Ethereum Mainnet (ERC-20) Avalanche C-Chain TON (The Open Network) Bitcoin (BTC) Circle Arc Network

BNB Smart Chain (BEP-20) Checkout FAQ

Should our checkout enable both TRON TRC-20 and BNB Smart Chain BEP-20?

Yes — enabling both gives exchange and Trust Wallet buyers the lowest-fee USDT option in every region while keeping your XPayr fee at a flat 0.5%.